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A chequing account is a bank account that is meant for storing your daily spending money. It's designed for everyday transactions, such as depositing paycheques, paying bills, debiting purchases, transferring money online or making ABM withdrawals. A chequing account typically comes with a debit card and a chequebook.
A savings account is a bank account that is meant for safely storing your money over a longer period of time, while earning interest. Savings accounts pay higher interest rates compared to chequing accounts, making them a great place for your emergency fund and longer-term savings. You just deposit the money and then watch it grow.
An investment account is a bank account that is meant for holding stocks, bonds, funds and other securities, as well as cash. A key difference between an investment account and other bank account is that the value of assets in an investment account fluctuates and can even decline.