How do I register for the SPC+ Membership?
You can register for this membership if you're an eligible student and can access the CIBC mobile app or its online platform. First, sign into your Smart Start account and scroll to the SPC+ registration button. Provide all the personal information required and submit the form, after which you’ll receive an email confirmation of your registration.
Can non-students use the CIBC account benefits?
The benefits of a Smart Start Account are available to Canadian residents who are not students. Even though most of these perks are designed for students, anyone under the age of 25 can still make use of them.
Is there a minimum balance for a Smart Start Account?
No, there is no minimum balance to use this CIBC account. So, you can deposit as little as you want and still enjoy the account’s benefits. This means that you don’t need to keep a minimum balance to avoid the monthly account fee.