What are the full-serve transactions included in the free transactions of this TD chequing account?
Full-serve transactions are those that are completed in a branch of TD Bank. These transactions also include those performed through the EasyLine Telephone banking service. This chequing account allows Canadians to perform their first two full-serve transactions for free.
What fees do I need to pay when I withdraw from my TD Chequing Account outside Canada?
When you withdraw funds from ABMs outside Canada, you must pay the $5.00 fee. If the ABM provider in that country demands a charge for its services, you'll also need to pay that. Take note that if you're withdrawing foreign currency, you'll also need to foot the exchange-related fee.
Do I get overdraft protection with this TD Chequing Account?
Yes, most TD accounts get overdraft protection, and this account is one of them. Overdrafts incur interest at a rate of 21% per year and must be repaid in full within 89 days. If not, the overdraft will be paid with the next deposit to that account.