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  • $9.75 Monthly Fee
  • $790 Welcome Bonus
  • 100+ Transactions
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Get up to $790 when you join Vancity - Claim this offer

Vancity E-Package Account Overview

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The Vancity E-Package Chequing account ensures your funds are always within reach when needed. It is a very flexible option and provides access to debit cards and digital banking for swift transactions.

With a Vancity E-Package Chequing account, you can make as many debit purchases or Interac e-transfers as you like.

You can also use a debit card on any ABM machine in Canada, ensuring you always have access to your funds. These features, however, come with a $7.75 monthly fee that can be avoided by keeping an active account balance of $1,000 or more.

Read this guide to learn more about this chequing account. We will examine the features, benefits, and drawbacks of having this account.

Vancity E-Package Chequing Account features

This chequing account has some delightful features. Here’s what you get when you open this account:

  • Free Unlimited Everyday Transactions: With this chequing account, you can make as many debit, cheque, ACH, online, and mobile transactions as often as you like without ever having to pay a fee.
  • Free Vancity Mobile Deposit: Save time and effort by depositing cheques conveniently using the Vancity mobile app.
  • Free Interac e-Transfers: Sending, receiving, or requesting money online is easy with free Interac e-Transfers.
  • Banking at your fingertips: Apple Pay, tap payments, and the Vancity mobile app let you manage your finances conveniently.
  • Financial Peace of Mind: Account holders can breathe easy knowing that their funds are fully protected thanks to CUDIC (Credit Union Deposit Insurance Corporation) coverage.

The pros of the Vancity E-Package Account

Here are some of the benefits of having this account in Canada:

Time-saving Mobile Cheque Deposits

With the Vancity mobile app, depositing cheques is hassle-free. You can securely and conveniently deposit cheques using your smartphone’s camera without visiting a branch or ABM.

Convenient Online Money Transfers

Sending, receiving, or requesting money becomes effortless with the Vancity E Package Chequing Account. You can easily initiate Interac e-Transfers to transfer funds to friends, family, or other financial institutions through the online banking platform.

Free Nationwide ABM Withdrawals

This chequing account from Vancity offers the advantage of free ABM withdrawals across Canada. With access to a vast network of over 4,000 ding-free® ABMs, you can conveniently withdraw cash without incurring additional fees.

Vancity e-package chequing account - Comparewise

The cons Vancity E-Package Account

Although this account comes with many benefits, there are also some downsides.

Minimum Balance Requirement and Monthly Fee

The minimum balance requirement is one drawback of the Vancity E Package Chequing Account. You will be charged a monthly fee if your account balance exceeds $1,000.

Limitations on Everyday In-Person Transactions

While the E Package account offers unlimited everyday transactions, it is essential to note that only one in-person transaction is free monthly. After that, each additional transaction comes at a cost of 70¢.

Vancity E-Package Account special offer

Vancity values its members and has partnered with various community businesses and organizations to offer special discounts and benefits. By being a member, you can enjoy savings and rewards from these partners, enhancing the overall value of your banking relationship with Vancity.

Account fees for the Vancity E Package Chequing Account

The account costs $7.75 per month to maintain. However, you can avoid this fee if your daily balance is at least $1,000. Everyday in-person transactions such as withdrawals, bill payments, and transfers to or from Vancity accounts are available.

However, only the first in-person transaction is free each month, and subsequent transactions incur a fee of 70¢.

Other Vancity chequing account options

You can also opt for the Pay As You Go Chequing Account, with no monthly fee and the ability to only pay for the needed features. It allows for unlimited online and mobile transactions with monthly fee waivers when you maintain a $1,000 balance.

Another great chequing account option from Vancity is the USD Chequing Account, designed for individuals who want to protect themselves from currency rate fluctuations.

You can check out other providers if you don’t want a chequing account from Vancity.

How to open the Vancity E Package Chequing Account

Follow these simple steps to book an appointment to open an E Package chequing account:

  1. Go to the website and click on the E Package Account under the banking section.
  2. Navigate to the landing page and click on Book a call.
  3. Select either an in-person appointment or a phone call.
  4. Select your preferred meeting details, such as the location for an in-person meeting or the time of day for a phone call appointment.
  5. Provide further personal information like your name, email, and phone number.
  6. Once your appointment has been approved, you will either be invited to a local branch or receive a phone call to complete the process.

Vancity E-Package Account conclusion

It’s important to consider how you spend money to see if your needs align with this chequing account. With its features, the Vancity E Package Chequing account is an excellent option for those seeking seamless transaction processes. You should consider the information in this guide before opening an account.

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FAQs about the
Vancity E-Package Account

How long does an e-transfer from Vancity take?

E-transfers from Vancity are typically processed and received instantly. This timeframe is approximate and is subject to change due to factors such as recipient bank processing times and network delays.

How do I withdraw money from my chequing account?

You can withdraw money from your E Package chequing account using your debit card at any ABM across Canada. The account provides free withdrawals at over 4,000 ding-free® ABMs.

What is the limit of this chequing account?

The E Package account does not have specific transaction limits. It offers unlimited everyday transactions, including debit, online transfers, and bill payments, subject to the account balance and associated fees.

Vancity E-Package Account Details

Monthly Fee
Transaction Fee
No fee
E-Transfer Fee
No fee
Monthly Self Serve Transactions
Monthly Cheque Transactions
Monthly E-Transfers
Number of Monthly Transactions
Bank Draft Cost
No fee
Travellers Cheques
Personalized Cheques
Commission Fee
Paperless Statements
No fee
Mailed Monthly Statements
No fee
Other Features

Vancity E-Package Account Contact

Phone Number
Monday to Saturday 8 am to 8 pm; Sunday 10 am to 5:30 pm
183 Terminal Ave, #100 Vancouver BC V6A 4G2 Canada
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Vancity E-Package Account Details
  • Account Type : Chequing
  • Monthly Fee : $9.75
  • Monthly Transactions : Unlimited
  • Other Features :
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