Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
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Breezeful is a digital mortgage broker service that makes finding a home simple and easy by providing alternative options along with the most suitable rate regardless of your financial situation. Apply now and get the lowest rate others won’t show you.
One of the great services that Breezeful can offer you is getting a Mortgage Pre Approval which can get you a mortgage for a specific amount and an estimate of your mortgage payments. This is one of the most important things before buying a home as being pre-approved means you get an accurate idea of your personal finances.
The second service you can access from Breezeful is a Mortgage Refinance which means re-establishing your current mortgage for a new one for the purpose of accessing home equity for cash or getting a lower interest rate to reduce your monthly mortgage payment amount.
Due to the cost that come with refinancing your home such as home appraisal, legal fees and discharge fees when changing lenders which can range from $1250-$2050. In this kind of situation, Breezeful can calculate whether refinancing your home is worth these costs.
The third service you can access from Breezeful is a Mortgage Renewal which is putting an end to your existing mortgage term for a new one. In this case, Breezeful can ensure you get the best possible rate a few months before your term ends.
Similar to mortgage refinance or a second mortgage, there are costs that come with it such as home appraisal, transfer fees, legal fees, mortgage loan insurance and costs for ending your past mortgage. Breezeful can help you see whether changing your lender for a mortgage renewal is worth the cost as Breezeful have lenders that can avoid the need for an appraisal or transfer costs.
Another one of Breezeful’s great offerings is Rent To Own which means renting the home for some time with the choice to buy it before the expiration of the lease. With Breezeful, they can determine your eligibility for rent-to-own.
This is more suitable for those who are self-employed or have unstable income as it only requires a small deposit towards your rent payment. In addition to this, Home Equity Line of Credit (HELOC) is also offered by Breezeful.
HELOC is similar to a credit card, the difference is that it needs a minimum payment every month. Breezeful can find out whether you can qualify for HELOC as well as check over thirty lenders to find which HELOC has the best rate for you.
A Private Mortgage and Second Mortgage is also offered by Breezeful. A private mortgage is a loan provided from a private source of funds by individuals or a mortgage company. In comparison to banks, a private mortgage has shorter terms and are interest based only.
In terms of this, Breezeful can provide you with competitive rates for private mortgages varying from interest rate of 5.99%-17.99% and broker fees of 1-3%.
Second mortgage on the other hand means having another loan while still having your first mortgage, this is mostly used for a short-term solution for covering fees and consolidating debt. With Breezeful, they can access up to thirty or more lenders to help you get the best second mortgage.
Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
Since 2019
Business, Finance, Real Estate
English
Breezeful is a digital mortgage broker service that provides alternative options and suitable rates regardless of your financial situation. With breezeful, you can access fair mortgage advice and options with just a single credit check.
If you’re new with the home-buying process, Breezeful can be a good option for you as they are time and cost efficient. Regardless of your financial situation, Breezeful will match you with a mortgage professional to give you expert advice and low mortgage rates.
The best thing about Breezeful is that it is free to use as their mortgage professionals offer their services with no fee. Their mortgage professionals are paid through a finder’s fee when you decide to sign up for a mortgage.
Breezeful works by starting with pre-approval questions so that they have an idea of your financial needs and situation. From this, they will find the most suited mortgage professional based on your information. If you decide to accept their recommendation, you can start your way to achieving your financial goal.
Yes, your privacy and security is important to Breezeful which means it is safe to use. As stated on their privacy policy, Breezful does not share any of your personal information to the public or third-parties except when it is needed by law.
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They guided us through every step of the process, answered every question we had in a very timely manner, and provided us with a lender with a very low interest rate with the possibility of options. I was so impressed with their speed and attentiveness. 100% we would recommend and have to anyone we know that is in the market for mortgages.
Breezeful is amazing! I dealt with Ade and Samson, both of whom were knowledgeable, patient, and caring as we went along. My girlfriend & I were first time home buyers and we really felt taken care of by the folks at Breezeful compared to the other options we were shopping around with. I’d recommend them to anyone who’s looking for a new home!
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