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Use code COMPAREWISE to get CAD 20 off your first 2 transfers - Claim this offer

Instarem Overview

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Instarem was founded in 2014. The mission was simple: to provide individuals and businesses with a faster, cheaper, and more reliable solution for cross-border money transfers.

Today Instarem is disrupting the traditional international bank transfer system by offering lightning-fast transactions with lower costs and ultimate convenience.

Say goodbye to the old, slow, and expensive way of sending money across borders, and say hello to the future of international money transfers with Instarem.

Instarem Features

Built on values of transparency, speed, and simplicity, Instarem offers competitive rates and low fees to its customers. They make sure to display all charges associated with a transaction upfront.

What’s even better is that you can get the accurate amount in seconds through their fee calculator tool – no sign-up required. You’ll know exactly how much your beneficiary will receive, without any surprises or hidden fees.

instarem mobile - comparewise

Benefits of using Instarem

Global networkSend money to 60+ countries
Low costGreat exchange rates Zero fees on transfers above CAD 100
TransparentNo hidden fees. Know exactly how much you are paying and how much your beneficiary is getting.
ConvenientEasy payments with Interac e-Transfer
Easy to useSimple and easy to use app for ultimate convenience.     
FeesZero fees on transfers above CAD 100
Transfer timeTypically, within 2 days
Customer ServiceDedicated 24/7 support via live chat and online help center
FAQs available
AwardsWinner of:
– Outstanding Community Partnership Award for Preventing Scams (Singapore)
– Blockchain Innovator Award (San Francisco)
– Mozo Experts’ Choice award (Australia) 
SecuritySSL data encryption
Biometric authentication on app
Online and Mobile ExperienceIntuitive user experience on web and app
App available on iOS and Android    

Instarem service areas

Send money from:

US, UK, Europe, Australia, Singapore, Malaysia, Hong Kong, Canada, and India

Send money to:

  • Asia: Bangladesh, China, Hong Kong, India, Indonesia, Japan, Malaysia, Nepal, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Thailand, Vietnam
  • Europe: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, United Kingdom
  • North America: USA, Canada, Mexico
  • South America: Argentina, Chile, Colombia, Peru, Uruguay, Brazil
  • Oceania: Australia
  • Middle East: Turkey
  • Africa: Ghana, Nigeria, Tanzania, Uganda, Kenya*
    (*Transfers to Africa not available from India)

You might also like…

  • Bank internationally 6x cheaper than traditional banks – Claim offer
  • Get 3 free money transfers. Sign up and start sending instantly – Claim offer
  • Access competitive rates for money transfers & requests – Claim offer
  • Avoid FX fees & start spending in 4 currencies – Claim offer
  • Transfer money globally instantly with a free account – Claim offer
  • Get a free international money transfer when you sign up – Claim offer
  • Sign up to access bank-beating exchange rates – Claim offer

Service Areas

Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon


  • Money Transfer

Year in Business

Since 2014


Finance, Tech



FAQs about Instarem

Is it safe to send money with Instarem?

Yes, Instarem is a safe service to use. Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally. In Canada, Nium Canada Corporation is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business (Registration No. M15669293).

Can I make cash or cheque payments with Instarem?

Instarem is an online money transfer service and, therefore, does not accept cash or cheque payments. You can send money quickly and securely with Interac e-transfer.

How long does it take for Instarem to process my transaction?

Instarem typically processes a transaction within 2 business days from the time they receive the funds from you. However, some countries and payment methods may require additional processing time.

How do I make a transfer with Instarem?

With Instarem, making a transfer is a breeze. Simply sign up using your name and email address and add your personal information. Once your identity has been verified, you can start sending money with us.

How much does it cost to send money with Instarem?

When you use Instarem for a transaction, you’ll get full visibility of exactly how much you’ll be paying and how much your recipient will receive, with all the relevant fees presented to you upfront.

The fees for your transaction can vary based on the country you’re sending from, the country you’re sending to, the amount of money you’re transferring, and the payment method you select.

To get the latest exchange rates and fees, visit our homepage calculator and select the country you’re sending to and the payment method you prefer.

Instarem Products

Money Transfer
Fees Vary
Earn rewards
on every transaction.

Instarem Offices

Phone Number
Office Hours
Monday - Friday 9am - 5pm EST
90 Washington Valley Rd Bedminster NJ 07921 USA
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Instarem Details
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    Monday - Friday 9am - 5pm EST
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    90 Washington Valley Rd Bedminster NJ 07921 USA
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