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Qualify For Up To $15,000 In Personal Loan & Lines Of Credit  - Claim this offer

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Qualify For Up To $15,000 In Personal Loan & Lines Of Credit  - Claim this offer

LendDirect Overview

LendDirect is an online-based financial service that provides personal loans, with the belief that every person is perceived as a human rather than just a credit score.

LendDirect Features

One of the benefits you can access from LendDirect is their ‘Flexible Personal Loan’ which provides unlimited credit with minimal approval requirements in comparison to the normal instalment loans from other banks. Their flexible personal loan can provide funding of up to $15,000 and have flexible payment options, for example, you can choose to pay the minimum amount on each date that it’s scheduled.

Additionally, they also offer courtesy extensions for when you have a valid explanation for missing a payment and an option to repay your remaining balances without being charged. It features cash advance benefits such as access to your funds at any time with no fee included and fixed rates that will never increase.

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The second benefit you can access from LendDirect is their flexible lines of credit which works the same as a credit card. Once you get approved, you can also access LendDirect’s cash advances as much as you would like within your credit limit. This means you can easily log in to your account online and have funds transferred to your bank account within 15 minutes (if transferred via Interact e-Transfer.

Promo Offer: Qualify For Up To $15,000 In Personal Loan & Lines Of Credit 

The third benefit you can access from LendDirect is payday loans which allow you to borrow at least $50 – $1,500 that can be paid on your next payday. Payday loans are used as a short-term solution for when you need some cash, pay bills, avoid an overdraft fee from a bounced cheque and even just for personal needs.

The fourth benefit you can access from LendDirect is their Lines Of Credit With Protection From The Unexpected. It provides a personal line of credit to cover anything unexpected that happens for example involuntary unemployment, sickness, disability and even the loss of life.

This can then support yourself or your family during unexpected life events as well as reassure you with a Loan Protection Plan. Getting approved for it is simple with most claims paid within 48 hours of completing the claims information.

The fifth benefit you can access from LendDirect is their online loans which avoid having to go into a brick and mortar or wait long for a personal loan. It’s 100% online including the loan process and the transfer of loan on the same day. An online loan is suitable for those who need money to cover bills, reduce credit card debt, purchases and assist with unexpected repairs.

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Service Areas

Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon


  • Installment Loan
  • Personal Loan

Year in Business

Since 2017





FAQs about LendDirect

What is LendDirect?

LendDirect is an online-based financial service that provides personal loans, with the belief that every person is perceived as a human rather than just a credit score. Through their online platform, they provide flexible personal loans and lines of credit for those who need them.

Why should I use LendDirect?

There are a lot of reasons why you should use LendDirect. Some examples include:

  1. Access to their Flexible Personal Loan
  2. Access to their flexible lines of credit
  3. Access to their cash advances with no fees
  4. Access to their payday loans
  5. Access to their lines of credit with protection from the unexpected
  6. Access to their online loans

How much does LendDirect cost?

LendDirect does not charge for any account opening or for cash advances. Their unsecured loan rates are at least 19.99% which vary depending on your creditworthiness.

How can I get started with LendDirect?

Getting started with LendDirect is simple. All you need to do is ensure you have your basic personal information ready (must be at least 18 years old), have a bank account under your name as well as proof of stable income. You can then go on their website and click the ‘apply now’ button.

Is it safe to use LendDirect?

LendDirect has been committed to providing advanced security since 2015. Through their high-security technology, they ensure all personal information is safe and secure.

LendDirect Products

Line Of Credit
Starting Rate
Payday Loan
Starting Rate
Personal Loan
Starting Rate
Online Loan
Starting Rate

LendDirect Offices

Phone Number
+1 855-630-5363
Office Hours
Monday to Friday from 8 AM-9 PM; Saturday & Sunday from 9 AM-5 PM
400 Carlingview Drive Toronto Ontario M9W 5X9 CA
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March 16, 2022

Excellent customer service. 19.99% interest may be high but not as high as other places. Representatives are always friendly and courteous and knowledgeable.

March 16, 2022

Fantastic customer service representative at the Brampton location who stayed late after the facility had closed to complete the process of my application! She was professional, courteous, fast and efficient! I would unequivocally recommend Sony Pothiwal! Thank you for your exceptional service!

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LendDirect Details
  • mobile phone icon
    +1 855-630-5363
  • clock icon
    Monday to Friday from 8 AM-9 PM; Saturday & Sunday from 9 AM-5 PM
  • pinpoint icon
    400 Carlingview Drive Toronto Ontario M9W 5X9 CA
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LendDirect Social Media
LendDirect Reviews
5.0 average based on 2 reviews
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