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LendDirect is an online-based financial service that provides personal loans, with the belief that every person is perceived as a human rather than just a credit score.

LendDirect Features

One of the benefits you can access from LendDirect is their ‘Flexible Personal Loan’ which provides unlimited credit with minimal approval requirements in comparison to the normal instalment loans from other banks. Their flexible personal loan can provide funding of up to $15,000 and have flexible payment options, for example, you can choose to pay the minimum amount on each date that it’s scheduled.

Additionally, they also offer courtesy extensions for when you have a valid explanation for missing a payment and an option to repay your remaining balances without being charged. It features cash advance benefits such as access to your funds at any time with no fee included and fixed rates that will never increase.

The second benefit you can access from LendDirect is their flexible lines of credit which works the same as a credit card. Once you get approved, you can also access LendDirect’s cash advances as much as you would like within your credit limit. This means you can easily log in to your account online and have funds transferred to your bank account within 15 minutes (if transferred via Interact e-Transfer.

Qualify For Up To $15,000 In Personal Loan & Lines Of Credit 

The third benefit you can access from LendDirect is payday loans which allow you to borrow at least $50 – $1,500 that can be paid on your next payday. Payday loans are used as a short-term solution for when you need some cash, pay bills, avoid an overdraft fee from a bounced cheque and even just for personal needs.

The fourth benefit you can access from LendDirect is their Lines Of Credit With Protection From The Unexpected. It provides a personal line of credit to cover anything unexpected that happens for example involuntary unemployment, sickness, disability and even the loss of life.

This can then support yourself or your family during unexpected life events as well as reassure you with a Loan Protection Plan. Getting approved for it is simple with most claims paid within 48 hours of completing the claims information.

The fifth benefit you can access from LendDirect is their online loans which avoid having to go into a brick and mortar or wait long for a personal loan. It’s 100% online including the loan process and the transfer of loan on the same day. An online loan is suitable for those who need money to cover bills, reduce credit card debt, purchases and assist with unexpected repairs.

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