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Lower Financial is a Canadian company that specialises in mortgage brokerage with access to 350+ lenders, including banks, credit funds and other financial institutions. They provide first-time home buyer mortgages, mortgage refinance, mortgage renewals, debt consolidation mortgages and home equity loans.
One of the benefits you can access from Lower Financial is their ‘First Time Home Buyer Mortgages’. Becoming a first-time homeowner is confronting due to the responsibility involved. However, with Lower Financial’s guidance and advisory, preparing for such a huge purchase can be much easier.
They provide a 5% down mortgage solution for clients with strong credit and stable income. Not to worry, they have a team of specialists that can still help those clients that do not possess such a strong credit and regular income.
The second benefit you can access from Lower Financial is their ‘Mortgage Refinance’. If you’re looking to refinance your existing mortgage to access your equity or decrease borrowing costs by taking advantage of lower interest rates, this one is for you.
With Lower Financial’s competitive refinancing options, you can quickly achieve your refinancing goals at a low cost. Accessing refinancing at a low price will mean you get additional space in funding for renovations and extra properties.
The third benefit you can access from Lower Financial is their ‘Mortgage Renewals’, which provides competitive rates and options when you become eligible for renewal. Regardless of your financial situation, Lower Financial can find solutions for those wanting to access early renewals or those looking to get pre-approved for renewals.
The fourth benefit you can access from Lower Financial is their ‘Debt Consolidation Mortgages’, which is designed to help those wanting to consolidate debt and improve their financial situation. It works by adding your total debt into your mortgage, which allows for lower monthly payments and provides additional space for you to pay off short term debt.
No matter your income, debt level, credit score and other hindrances, Source Capital will ensure you get access to adequate financing to get the chance to pay out debt and improve the state of your credit.
Last but not least, the fifth benefit you can access from Source Capital is their ‘Home Equity Loans’, which can utilise 85% of your locked equity through customised solutions such as flexible terms and payments. This type of funding is suitable for homeowners or businesses wanting additional growth or consolidation funding.
Get the best mortgage in Canada without getting your credit checked with Homewise
Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
Since 2020
Finance
English
Lower Financial is a Canadian company that specialises in mortgage brokerage with access to 350+ lenders including banks, credit funds and other financial institutions. They provide first time home buyer mortgages, mortgage refinance, debt consolidation mortgages and home equity loans.
There are a lot of reasons why you should use Lower Financial. Some examples include:
There is no cost to join Lower Financial. However, their lending and mortgages rates vary, for example, A Lending starts at a rate of 1.15%, B Lending starts at a rate of 2.45%, private lending starts at a rate of 3.64% and 2nd mortgages start at a rate of 7.64%.
To get started with Lower Financial, all you need to do is get your personal information ready (income, credit rating and home value) and go on their website to click on the ‘Apply Now’ button. Based on the information you provide, one of the mortgage specialists will give you a quote and a variety of options. Once you’ve finalised them, just wait and sit back until your mortgage is approved.
Lower Financial is one of Canada’s most trusted mortgage brokers. They are committed to providing financial solutions while ensuring all personal information are kept safe and sure.
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Mortgage rates were crazy when I checked with the bank but the Source Capital team was so reassuring and helped me through the process. I got a good deal in the end.
It was tough for me to find a mortgage at first but Source Capital was able to help me out within just a couple days.
It’s super easy to get a mortgage with Source Capital. Before I knew it I had a great deal in front of me that I couldn’t pass up.
It feels great now that I have a mortgage. I was afraid of getting one because rates are crazy right now. But Source Capital did a great job.
The right mortgage makes all the difference for me and my family. It helped make our home buying process so much easier.
Feeling so thankful to the team at Source Capital for getting my mortgage processed in time for closing on my first home!
A friend of mine told me about Source Capital when I was looking for a home and I didn’t try getting a mortgage there at first. But after rates from the bank were taking too long to get I reached out and it was so quick and easy.
The knowledge my rep from Source Capital had was just amazing. I got great advice and a great mortgage rate.
It’s not everyday you get customer service like what I received at Source Captial. Thank you so much.
I needed help and had a lot of questions. Source Capital was there to support me and give me great advice.
I was referred to by a family member and they were correct. Source capital does not disappoint.
Had to refiance my mortgage and Source Capital helped me do that. They work quick and around you to help you.
Thank you for your valuable input!
https://lower.ca/
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