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The simplest way to pay vendors & contractors. Free money transfers - Claim this offer

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The simplest way to pay vendors & contractors. Free money transfers - Claim this offer

Melio Overview

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Managing your bills and other financial obligations in the modern era can be difficult, but thanks to services like Melio it’s easier than ever to stay on top of things.

Melio Features

Melio is an online vendor and bill payment tool designed to maximize your cash flow and minimize busy work. With Melio you’ll be able to pay vendor bills through bank transfer or debit card even if they typically only accept checks.

Melio does this by depositing or mailing checks to your vendors on your behalf with no delivery charges. You’re also able to defer payments by paying via credit card with a 2.9% transaction fee.

Melio is a great tool for organizing and creating invoices for your business expenses, especially if you don’t have a dedicated bookkeeper or bookkeeping experience. Melio provides a payment scheduling feature to automate part of this process, saving you time and streamlining your everyday workload.

You can also set up payment approval, meaning that your accountant or other authorized users can access your Melio platform while retaining full control of your transaction approval.

This type of service is perfect for busy entrepreneurs and small business owners on the go that are looking for a quick and simple way to pay their bills and manage their cash flow without investing in expensive accounting software or hiring additional staff.

And with the variety of payment options, Melio makes managing your expenses incredibly easy. As previously mentioned, you can pay your vendors via bank transfer, credit card, or debit card even if they normally only accept checks.

You don’t have to worry about being restricted to a limited network of vendors either, as Melio doesn’t require vendors to have a Melio account in order to receive payment from you. Through the payment scheduling tool, you can eliminate the worry of late payments and the penalties associated with them.

Melio’s scheduling tool allows business owners to organize, automate, and streamline their financial obligations so that they have more time to focus on managing their business.

Melio Promo Offer: Start now free! Free money transfers through Melio.

Melio also provides tools for receiving digital payments from your customers too. Once you set up your pay-link, you’ll be able to receive bank transfers or credit/debit card payments from your customers at no cost to you. Just like vendors, your customer won’t need a Melio account to send payment.

Once your pay-link is set up, all of your customers will be able to send payments that are directly deposited into your account within two business days, with no charges or fees. With all of these options and the flexibility they bring business owners, it’s easy to see why Melio has become a popular option for many modern business owners.

Other top app offers…

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Service Areas

Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon


  • Accounting
  • App

Year in Business

Since 2019





FAQs about Melio

How much does Melio cost?

Melio has no subscription fees and is available entirely for free, making it perfect for small businesses and first time business owners.

Are there any contracts or commitments required?

No. Melio doesn’t require any kind of contract or long-term commitment from you. You’re free to use Melio for as long as you want without fear of termination fees or long-term commitments.

What plans does Melio offer?

Melio currently offers a Business plan and an Accountant plan. Both plans are available for free and offer unique features depending on your needs.

Do I need to notify my Vendors when I start using Melio?

Not at all. Melio doesn’t require vendors to have an account in order to receive payment, so there’s no need to notfiy them when you start your account.

Does Melio support international payments?

Currently Melio only accepts payments between US business, and only accepts credit cards issued in the United States.

Melio Products

Payments tracking
Scheduled payments

Melio Offices

Mon - Sat 9:00 - 5:30 EST
205 Hudson St, 7th floor New York NY 10013 US
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December 27, 2021

Brian was hugely helpful in answering my questions about an upcoming payment. He was able to confirm the amount, the ETA, and my account information quickly and easily.

December 27, 2021

I was concerned that I would not be able to get help with the error that had occurred. Instead, Leah helped me quickly and easily without any hassle. It was such a relief to have that kind of customer service.

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Melio Details
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    Mon - Sat 9:00 - 5:30 EST
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    205 Hudson St, 7th floor New York NY 10013 US
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Melio Social Media
Melio Reviews
4.0 average based on 2 reviews
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