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Pay Off Up To 20% More Of Your Mortgage With Meridian - Claim this offer

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Pay Off Up To 20% More Of Your Mortgage With Meridian - Claim this offer

Meridian Overview

Meridian is a credit union based in Ontario that provides quality banking services such as personal banking, business banking and wealth advice. With over 365,000 members, they strive to continuously find ways to innovate their products for Canadians to achieve better lives.

Meridian Features

One of the benefits you can access from Meridian is its personal banking services such as accounts, credit cards, loans & lines, mortgages, insurance and investing. They offer high-interest savings account starting from a rate of 1.25%, an 18-month guaranteed investment certificate with a starting rate of 4.10% and a 5-year variable rate mortgage of 3.30%.

The chequing account features unlimited free deposits, four free Interac e-Transfers per month, free unlimited use of their price drop feature, overdraft protection, eligible deposits that are insured up to$250,00 and more.

Meridian - What If Owning My Own Home Was A Reality - Comparewise 728X90 1

Meridian’s savings account features unlimited free deposits, free unlimited use of their price drop feature, and access to over 43,000 surcharge-free ATMs in North America. These eligible deposits are insured for up to $250,00 and more.

Some examples of their credit include The Meridian Visa Cash Back Card, which allows you to save up to 4% cash back with no annual fee, while the Visa Platinum Cash Back Card will enable you to grow your savings with 2% cash back and free travel rewards.

Their personal loan and lines of credit are usually fixed with an option for a variable rate, flexible payments, ongoing access to funds and credit for emergencies. The home equity line of credit has a starting variable rate of 4.20% with constant access to funds and flexible payments.

Promo Offer: Pay Off Up To 20% More Of Your Mortgage With Meridian

Meridian’s mortgage services offer an option for you to pay up to 20% of your mortgage each year, have flexible payment options, skip a payment when you need to, get up to 5% cash back from your mortgage principal and be mortgage free sooner.

Meridian - What If Owning My Own Home Was A Reality - Comparewise 728X90

Their insurance services include mortgage protection, creditor insurance and travel insurance, which protects you from life, disability, illness, unemployment and unforeseen emergencies during travel. They also offer investment opportunities for retirement, education, disability savings and tax-free savings account.

The second benefit you can access from Meridian is its business banking services such as accounts, credit cards, business solutions, financing options, investing and business resources. The business credit cards offer exclusive benefits with no annual fee for the first year, low-interest rates, insurance, and rewards on purchases.

Their business solutions include online banking, automatic funds transfers, express cheque deposit, manageable receivables (CCIN), online tax payments, managing payroll and Interac e-Transfer for business. Their business financing includes short-term financing to long-term funding, industry and specialty programs and government financing programs, with ongoing credit access.

Meridian’s investment services have unlimited coverage and are insured for up to $250,00. These include Cashable GICS, Raise The Rate GIC, Non-Redeemable GICs and market-linked GICs. Additionally, they offer business resources for starting, growing, managing and transitioning businesses and tools, including break-even calculators, business checkups, financial scores and online banking guides.

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Service Areas

Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon

Services

  • Banks
  • Home Equity
  • Installment Loan
  • Mortgage
  • Personal Loan

Year in Business

Since 2005

Industry

Finance

Languages

English

FAQs about
Meridian

What is Meridian?

Meridian is a credit union based in Ontario that provides quality banking services such as personal banking, business banking and wealth advice. With over 365,000 members, they strive to continuously find ways to innovate their products for Canadians to achieve better lives.

Why should I use Meridian?

There are lots of reasons why you should join Meridian. Some examples include:

  1. Access to its personal banking services such as accounts, credit cards, loans & lines, mortgages, insurance and investing.
  2. Access to its business banking services such as accounts, credit cards, business solutions, financing options, investing and business resources.

How much does Meridian cost?

Meridian’s savings and chequing accounts have a $0 monthly fee while services like loans, lines of credit, mortgages, insurance, and other services have rates depending on your choice. Additional services like money transfers, bank drafts, debit transaction fees etc., can be found in a more detailed version of Meridian’s fees here.

How do I get started with Meridian?

To get started with Meridian, we recommend going on their website and signing up for an account if you live or work in Canada. You must fill in personal information depending on which service you choose.

Is Meridian safe?

Meridian is 100% online secured, and a regulated financial institution that ensures all money is safe. Additionally, all deposits are insured for up to $250,000 per member.

Meridian Products

meridian logo - comparewise
Meridian
Chequing Account
$0
Free Deposits
Unlimited
Features
meridian logo - comparewise
Meridian
Savings Account
$0
Free Deposits
Unlimited
Features
meridian logo - comparewise
Meridian
Meridian Visa Infinite Cash Back Card
$4.00
% Cash Back
Save More
Features
meridian logo - comparewise
Meridian
Meridian Visa Cash Back Card
$5
No Annual Fee
Earn Cash Back
Features
meridian logo - comparewise
Meridian
Meridian Visa Platinum Cash Back Card
$2.00
% Cash Rewards
Grow Your Savings
Features
meridian logo - comparewise
Meridian
Meridian Visa Platinum Travel Rewards Card
$0
Free Travel Rewards
No Restrictions
Features
meridian logo - comparewise
Meridian
Meridian Visa US Dollar Card
$1.00
Reward Point For Every $1 Spent
All Card Purchases
Features
meridian logo - comparewise
Meridian
Personal Loans & Lines Of Credit
$0
Flexible Payment Options
On Going Access To Funds
Features
meridian logo - comparewise
Meridian
Home Equity Line Of Credit
$4.20
% Starting Rate
On Going Access To Funds
Features

Meridian Offices

Phone Number
Toll Free: 1-866-592-2226 / International: 1-416-597-0165
Email Address
-
Website
Monday to Sunday: 8:00 AM – 12:00 AM (EST/EDT)
Address
75 Corporate Park Drive St Catharines Ontario L2S 3W3 Canada
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Reviews

July 14, 2022

Would definitely NOT recommend Meridian for a mortgage. My daughter and her partner both have great paying jobs and a significant down-payment of nearly 30%. They jumped through a myriad of hoops to get pre-approved about a month ago and purchased a home about 2 weeks ago. After waiting for final approval for just over 2 weeks, they were denied their pre-approved mortgage based on “flooding concerns”. The home is in Burlington near the lakeshore and has no basement which really should have no bearing as that is what homeowners insurance is for.
It seems apparent that this is a contrived excuse because they don’t wish to honor the lower rate they had committed to in light of recent BOC prime rate hikes.

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Characteristics
  • Quality
  • Сonfidence
Experience
  • Knowledge
  • Counsulting
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Meridian Details
  • mobile phone icon
    Toll Free: 1-866-592-2226 / International: 1-416-597-0165
  • clock icon
    Monday to Sunday: 8:00 AM – 12:00 AM (EST/EDT)
  • pinpoint icon
    75 Corporate Park Drive St Catharines Ontario L2S 3W3 Canada
  • clip icon
    www.meridiancu.ca/
  • mail icon
    -
Meridian Social Media
Meridian Reviews
2.5 average based on 1 reviews
Characteristics
  • Quality
  • Confidence
Experience
  • Knowledge
  • Counsulting

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