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Get $30 in sign up bonuses with Neo - Claim this offer

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Get $30 in sign up bonuses with Neo - Claim this offer

Neo Financial Overview

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**Limited Time Offer: Sign up for the Neo Card or Neo Secured Card using this link to receive an exclusive $25 welcome offer**

Plus, get a $5 sign up bonus when you get a Neo Money account and fund it with a minimum of $50, that’s a total of $30 in bonuses!

Neo Financial is a Canadian company that has a unique and amazing approach to the way people buy, save and earn rewards. In just minutes, you can open an account and earn instant cashback from the stores you love without the monthly fees.

There are options for you to make every day exciting, this includes being rewarded from your daily essentials, bill payments and even your impulse habits. One of the Neo Financial you can benefit from is their Neo Rewards which includes four different programs such as: Neo Card, Neo Money and Neo Rewards.

Neo Financial features

The Neo Card works when you pay with your Neo card to get an instant cashback which can be cashed out anytime. You can easily receive cashback for an average of 5%+ from thousands of partners all over Canada which means you can easily be rewarded for most of your shopping transactions.

Some examples of iconic brands they are in partnership with are Frank And Oak, H&R Block, Craft, Avis and a lot more. In addition to having no annual fees, you can also avoid visiting bank branches as this is a complete digital Neo experience.

neo financial login - comparewise

The second Neo feature you can benefit from is the Neo Money which is a single account where it does everything. Having the Neo Money means you can save, spend and earn 2.25% interest at the same time. You can earn up to 225x more with no annual or monthly fees in comparison to traditional banks.

With Neo’s Interac e-Transfers®, you can instantly pay your bills, send deposits and receive funds all from just one savings account. In addition to this, you can link your other external accounts to make it easy for you to withdraw and send money. Not to worry, Neo Money has a CDIC deposit protection which are all safe and secure for users to use.

Neo Financial Promo Offer: Get an average of 5%+ cashback.

The third Neo feature is the Neo Reward which is all about finding ways to make your everyday transactions interesting such as getting rewarded for paying bills and impulsive shopping. With over 4000 local business partnerships, you can get up 15% of cashback off your first purchases from this community of partners.

With Neo Reward, you can also save more from getting up to 2% paying bills such as your normal utilities and smart phones. There are no commitments and no annual fees, simply download the app and explore all the Neo rewards.

Other top app offers…

Service Areas

Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon


  • App

Year in Business

Since 2019





FAQs about Neo Financial

What is Neo Financial?

Neo Financial is a Canadian based finance-tech company that has a unique approach to the way people spend, save and earn rewards. Neo Financial is for those who want to make the most out of their time and money by earning instant cashback at well-known stores without the monthly and annual fees.

Why should I use Neo Financial?

There are a lot of reasons why you should use Neo Financial:

1. Regardless of your financial situation, you can access Neo to earn cashback and get rewarded from shopping to paying bills.

2. Neo uses technology to ensure you get the instant financial experience.

3. Neo is your local Canadian company who supports Canadian business and the community.

How much does Neo Financial cost?

The Neo Standard plan is free to all customers.

What requirements do I need to sign up with Neo Financial?

The requirements you need to sign up for Neo are:
1. You have to live in Canada.
2. You must have a Canadian photo ID.
3. You must be the legal age of your province.

You can access Neo regardless of your financial situation.


Is Neo Financial safe?

Privacy is the most important factor to Neo, their Neo Money account is sourced by Concentra which provides CDIC deposit protection.

Neo Financial Products

No Annual Fee
Up to $10,000
Credit Limit
Secured Credit
No Annual Fee
From $50-$10,000
Flexible Credit Limit
Neo High-Interest
Neo High-Interest
Savings Account
No Monthly Fee
Interest Rate
Money™ Card
Cost for Premium
Everyday Cashback
Min Purchase Price
Rates Starting At

Neo Financial Offices

Phone Number
+1 855-636-2265
Mon - Fri 7:00 am to 8:00 pm MST.
632 Confluence Way SE Unit 200 Calgary AB T2G 0G1 CA
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September 10, 2022

I have had poor to terrible experiences with Neo and have closed my account because of them
1, I get the card and soon discover that somethings I can do with other cards I can not do with a Neo card…..irritating and inconvenient…..but not the end of the world
2, After using the card arond my home city for groceries and the like. I then had 2 spurious charges charged to my account (4 am if memory serves) and one attempted spurious charge (at 5 am) that I caught and cancelled. These charges were A, all charged within an hour or so and B, from a car rental in Abu Dubai. I called ,when the office opened up, and was told that an investigation was started and the card frozen. 2-3 weeks later I get my statement…..400$ to Abu Dubai car rental still on account. Long story short I phone again….investigation time frame “allows for 45 days for the vendor to respond”. I have read other reviews of Neo financials card…..One suggested that I closely read the contract. Clever Neo very clever you allude to but do not commit to acting on my behalf for fraudulent charges. I am 100% responsible…..Neo has 100% no fault clause in contract. I will be on the hook for the car rentals in Abu Dubai
Not sure how to score this but the rewards/interest rates are very tempting…..all else is bunk and not worth the risk of what seems to be poor security of my information with me on the hook for the bill….I got away with only 400$…..it could have been 4,000 or more

December 27, 2021

Got some rewards and no fees so far so I’ll keep using the service for the rewards.

December 27, 2021

Easy approval and got rewards, a good service for rewards.

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Neo Financial Details
  • mobile phone icon
    +1 855-636-2265
  • clock icon
    Mon - Fri 7:00 am to 8:00 pm MST.
  • pinpoint icon
    632 Confluence Way SE Unit 200 Calgary AB T2G 0G1 CA
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Neo Financial Social Media
Neo Financial Reviews
3.0 average based on 3 reviews
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