Plastk

Plastk is a financial technology company offering premium reward programs for Visa card users. The platform is Canada’s first and only secure rewards program, helping citizens achieve financial freedom.

Plastk Features

Founded by Motola Omobamiduro in 2018, who had been a pre-owned vehicle dealership owner. He had dealt with people with poor credit scores every day. And he saw an opportunity within the credit card’s reward market.

This opening would allow newcomers, students, and others to obtain a credit card while building or rebuilding their credit history. Plastk was founded for individuals and businesses to improve their credit rating through a secure and trusted platform.

Plastk aims to help Canadians move towards financial stability and security, one step at a time. By offering helpful credit insights, individuals can build their credit and get rewarded for it each time.

The company offers a secured Visa credit card, funded with a specific amount of money before being used. With every purchase you make through the card, you will earn reward points. You can later redeem these points.

With Plastk’s secured credit card, you can quickly get approved, regardless of your credit score. Along with this, you get access to points collections and a redemption program. Every time you pay your credit card bill on time, it gets added to your credit score. As a result, your credit score is updated monthly for your reference. Plastk helps you track the progress you are making to your score.

Plastk Promo Offer: Get a free credit score and signup bonus

Plastk is one of the few credit card companies globally that offer points and cashback every time you use your card. It also provides a comparatively low-interest rate of 17.99%.

The company offers a sign-up bonus of around 5,000 points to its users. It also offers an interest-free 25-day grace period on purchases, along with a 3-day grace period on cash advances.

With the Zero Fraud liability program, you are safe if your Plastk secured credit card gets stolen. You don’t have to pay a single penny in the event of any fraudulent activity.

The platform offers both web and mobile-based applications and lets you check your card balance and available credit on the go. You can also look up your reward points and track your earnings with Pastk.

By reviewing your spending habits, you can also set up a clear budget so you never spend more than you can make. The mobile application helps you view your card statements and current transactions and makes payments with ease.

Plastk is the newest and best way to apply for a credit card while improving your score. You earn premium rewards through everyday purchases, including hotel & travel, merchandise, and gift cards.