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Get 80% off your first 3 months with Plastk - Claim this offer

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Get 80% off your first 3 months with Plastk - Claim this offer

Plastk Overview

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Special Offer: Upon sign up, new Plastk customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*

Plastk is a financial technology company offering premium reward programs for Visa card users. The platform is Canada’s first and only secure rewards program, helping citizens achieve financial freedom.

Plastk Features

Founded by Motola Omobamiduro in 2018, who had been a pre-owned vehicle dealership owner. He had dealt with people with poor credit scores every day. And he saw an opportunity within the credit card’s reward market.

This opening would allow newcomers, students, and others to obtain a credit card while building or rebuilding their credit history. Plastk was founded for individuals and businesses to improve their credit rating through a secure and trusted platform.

Plastk aims to help Canadians move towards financial stability and security, one step at a time. By offering helpful credit insights, individuals can build their credit and get rewarded for it each time.

The company offers a secured Visa credit card, funded with a specific amount of money before being used. With every purchase you make through the card, you will earn reward points. You can later redeem these points.

Check out Plastk Sentinel and improve your credit score by learning about the steps you can take to improve. Plus get tracking month by month to see your progress.

With Plastk’s secured credit card, you can quickly get approved, regardless of your credit score. Along with this, you get access to points collections and a redemption program. Every time you pay your credit card bill on time, it gets added to your credit score. As a result, your credit score is updated monthly for your reference. Plastk helps you track the progress you are making to your score.

Plastk Promo Offer: Get a free credit score and signup bonus

Plastk is one of the few credit card companies globally that offer points and cashback every time you use your card. It also provides a comparatively low-interest rate of 17.99%.

The company offers a sign-up bonus of around 5,000 points to its users. It also offers an interest-free 25-day grace period on purchases, along with a 3-day grace period on cash advances.

With the Zero Fraud liability program, you are safe if your Plastk secured credit card gets stolen. You don’t have to pay a single penny in the event of any fraudulent activity.

The platform offers both web and mobile-based applications and lets you check your card balance and available credit on the go. You can also look up your reward points and track your earnings with Pastk.

By reviewing your spending habits, you can also set up a clear budget so you never spend more than you can make. The mobile application helps you view your card statements and current transactions and makes payments with ease.

Promo Offer: Get 80% off Plastk Sentinel for your first 3 months

Plastk is the newest and best way to apply for a credit card while improving your score. You earn premium rewards through everyday purchases, including hotel & travel, merchandise, and gift cards.

Other Credit Boosting Offers…

  • Get your credit score online for free. Plus take steps to improve it with Borrowell – Get started
  • Access Your Financial Health with a Free Credit Score And Report from Credit Verify – Get started

Service Areas

Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon


  • Credit Report

Year in Business

Since 2019





FAQs about Plastk

How do I apply for a Plastk secure credit card?

You can apply for a Plastk secure visa credit card directly through their website in just a few simple steps. Fill out the online application form providing your personal information, and submit the application. Since it’s a secured card, you must also deposit funds to your Plastk account via e-transfer.

Does Plastk have an annual fee?

The Plastk credit card has an annual fee of around $120 every year, including an annual card fee of $48 and a monthly maintenance fee of over $6.

Do I have to send in my security funds before I receive my card?

Since Plastk offers secured credit cards, it means that you must deposit a specified amount before your card is approved. This security amount can be added directly to your Plastk account via a simple e-transfer or wire transfer. Without depositing security funds, you will not be eligible for a credit card.

Does Plastk have a rewards program?

Plastk is Canada’s first and only credit card company that offers rewards to its customers. Every time you pay via your card, you are eligible for a reward. This reward will be credited to your account and can be redeemed later. The company offers cashback, merchandise, or gift cards to its customers as rewards.

What Is Plastk Sentinel?

Plastk Sentinel is an exclusive service offered to Plastk customers, allowing them to monitor, track, and review their credit reports. You can monitor the daily changes to your credit score, receive alerts, and access the full credit report. The service also lets you access relevant tips and valuable insights to improve your score.

Plastk Products

Plastk Sentinel
Plastk Sentinel
Per months
Monitor your credit report
Secured Credit Card
Secured Credit Card
Per month
Credit card deposit

Plastk Offices

Mon - Sat 9:00 - 5:30 EST
620 12thave SW Suite 201 Calgary AB T2R 0H5 Canada
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March 1, 2023

Positive reviews are fake! Look at the trust pilot reviews!!!


Took my deposit on Oct 21/22, never sent the card after 3 months. Promised a refund after 60 days which was already ridiculous since they process refunds through e-transfer. But I still have yet to receive any refund. It gets better, look into the founder of Plastk motola omobamiduro, he started plastk while running threadz auto, his shady used car dealership where he would sell peoples car and never pay them. Please RUN DONT WALK AWAY from this scam company. I wish I read reviews instead of falling for their paid ads. Please if your in my situation REPORT THEM!!!!

October 20, 2022

If I could give no stars I would – 1 is more than this company deserves. I signed up for secured card back in May of this year and sent in my $500 security deposit. After weeks of waiting for a card, I emailed to ask about an ETA. Every time it was "sorry, there's an issue with card makers" and "we will expedite this and have it to you by next week". After almost 2 months of waiting, I decided to cancel the card, as I was sure it would never arrive. I was told that the process to cancel takes about 30 days and then the refund of $495 ($5 administration fee, whatever) would be processed. Nope. All of a sudden it turned into "No, it's actually 60 days to process". End of September rolls around and what do I get? A notification from Equifax that an account has been opened in my name and it's from Plastk. WITH A CHARGE!!! I had never even been issued a card!! How could there be a charge?? Well, they had decided to forget my cancellation and go ahead and continue with the card issuing without my knowledge. I email relentlessly to try and get this solved and every time I got the same answer "we are expediting this request, don't pay attention to the Equifax account. Just request it to be removed" What the actual F**K kind of answer is that?? Now today: Still no refund, The account is still on my Equifax report, AND they have reported a late payment on the phantom amount that is "owed" on this card I have never used or physically even seen as it was never sent!! Avoid at all costs. Please. This company is a scam. Absolutely disgusting

December 27, 2021

The Plastk secured credit card is the best way in Canada to increase your credit score quickly. The mobile app is amazing and comes partnered with a real time Equifax credit report. Plastk also has a rewards store to redeem points you earn from everyday purchases. Highly recommend this card to anyone looking to increase their credit score.

December 27, 2021

I love the updates and notifications. Reminds me the bill is due and keeps me focused on payments

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Plastk Details
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    Mon - Sat 9:00 - 5:30 EST
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    620 12thave SW Suite 201 Calgary AB T2R 0H5 Canada
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Plastk Reviews
2.5 average based on 4 reviews
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