Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
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Refresh Financial provides Canadians with credit building services to achieve financial freedom despite their credit background and reputation. Their goal is to empathise with any situation with respect as their value to create change for any individual.
One of the benefits you can access from Refresh Financial is its loans and credit cards for credit building. Their credit builder loan provides funding from $1,250 to $10,000 with an APR of 19.99% and a term of 36 to 60 months with no credit check.
For as little as $43 per month, you can make bi-weekly payments reported to Equifax & TransUnion to help you build or improve a credit score. Additionally, you can grow your savings in this same account which you can access (minus fees and interest) for any future purchases.
Refresh Financial’s credit building secured card cost $12.95 annually and provides funding from $200 to $10,000 with an APR of 17.99%, including no credit check. Their secured credit card works the same way as standard credit cards. The only difference is a deposit must be made for the card.
This is to secure the credit card to protect against unexpected events, such as when the borrower fails to pay back the credit. Despite this, using their secured credit card allows you to build credit when you provide a favourable payment schedule to pay off purchases made from the card.
The second benefit you can access from Refresh Financial is its credit building solutions, such as its tools and programs. They provide a free credit check through Equifax when you sign up for Borrowell and a free credit score check through TransUnion by filling in the application on Refresh Financial’s website.
Another tool you can access from Refresh Financial is its credit calculators, such as a mortgage simulator, car loan simulator and cash loan simulator, to give you insight into the effects the amount of interest can have.
Refresh Financial’s credit builder programs work by providing you with an account for affordable payments to be arranged. Every payment you make gives you points that build your credit score over time. Additionally, they have a Black Tier credit building experience that cost $16.95 a month which includes credit report, credit alerts, credit simulator and goal manager.
They also have a program called ‘Fresh Start’, designed for those who have bad credit and are willing to change it. It works by setting up affordable payments for you to demonstrate to lenders your potential to meet money commitments.
Alberta, British Columbia, Canada, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Online, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
Since 2013
Finance
English
Refresh Financial provides Canadians with credit building services to achieve financial freedom despite their credit background and reputation. Their goal is to empathise with any situation with respect as their value to create change for any individual.
There are a lot of reasons why you should use Refresh Financial. Some examples include:
Becoming a Refresh Financial member does not have fees.
Their credit building loans cost as little as $43 per month and their credit building secured cards cost $12.95 per year.
Their credit building programs depend on the amount and interest given to your account. They do however have the Black Tier credit building experience that cost $16.95 a month which includes credit report, credit alerts, credit simulator and goal manager.
To get started with Refresh Financial, go on their website and fill in their digital application with no credit check. Once you get approved, you can access different credit building solutions.
Refresh Financial has security measures to ensure all personal information is kept safe. Since 2013, they have provided their services and are trusted by 100,000+ Canadians.
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