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TransUnion is a credit reference agency that helps you take control of your financial situation by providing Canadian credit reports and scores. The organization has been around since 1968 and has partnered with various credit score agencies.

TransUnion Features

It has its headquarters in Chicago and trades on the New York Stock Exchange. The company also operates in over 33 countries worldwide. Their subscription plans include credit score and credit report assessments.

These represent your creditworthiness and your previous credit history. And the reports show whether you are eligible for a personal loan, credit card, home loan, or other types of loans.

TransUnion requests your personal information such as name, address, social security number, and more to compile an accurate credit score report. This information must also include your financial history.

Here you should stipulate any debt you might have, your payment history, and credit application activity. The data is then used to assign various credit ratings and, ultimately, to build a credit score report.

TransUnion Promo Offer: Get your Canadian credit report & score

TransUnion’s most notable feature is its credit freeze and lock product. You can freeze and unfreeze your credit with TransUnion for free. With a subscription to a paid membership, you can access more features and options to lock and manage your credit information.

Their organization also offers credit and debt analysis services. These summarize crucial information from your credit card to generate specific advice and solutions. The objective is to help you improve your credit card score. Clients can use TransUnion’s products to respond to fraud at all levels. With the TransUnion alert feature, you can get real-time warnings of any suspicious behaviour related to your credit.

You’ll also receive fraud resolution help through their credit assistance center. Additionally, they serve as a data source for credit score agencies. And they also provide a wealth of credit education resources to assist you in improving your credit scores.

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