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Car insurance is effectively a contract between yourself and an insurance company in which you agree to pay premiums in exchange for protection against financial losses stemming from an accident or other damage to the vehicle1. Auto insurance can offer coverage for:
Everyone needs car insurance. It’s a requirement to drive in Canada. Each province has slightly different requirements for what kinds of car insurance you need and how much coverage is required.
Your car insurance policy will cover several items such as:
If an accident occurs, your car insurance will pay the funds necessary to repair your car or tend to any injuries resulting from the incident.