View business credit cards on Comparewise. Take your business to the next level with perks like rewards, cash back, and more. A great business credit card can make your business spending a breeze.
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Yes. There are several differences between these cards. First, business credit cards are suited for small businesses and new entrepreneurs. Corporate credit cards are ideal for large enterprises and seasoned businesses. A credit line is opened for the company independent of the owner.
You’ll need to have a business or operate as a sole proprietor to apply for a business credit card. Also, your application will need to include documents such as your:
You can apply for a business credit card online or over the phone. When applying over the phone, someone from the credit card company will guide you through the process.
Get a credit report from Equifax and TransUnion to assess your credit score. You can get a free copy from these two credit bureaus. Ensure that you fix errors on your report before applying for a business credit card.
Distinguish between promotional and permanent interest rates. Promotional interest rates are often lower, and they remain for a limited period, such as six or nine months. These rates eventually reset to a higher standard rate. Ensure you find out which rate is which to avoid accumulating a high balance after the promotional period.