Get the top rewards credit cards in Canada on Comparewise. We browse the market and report back on the hottest deals in rewards credit cards.
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Frequent credit card users who have good to excellent credit. Since rewards credit cards have high-interest rates and annual fees, they're suited for anyone whose income can support the charges. Also, if you can reap all the benefits to offset the annual fee, this may be an excellent credit card for you.
Given consumers' needs vary, there are no single-best rewards credit cards. Instead, the question is, 'What's the best rewards credit card for me?' You can assess your spending habits, lifestyle, and income to find the right rewards credit card.
The high-value benefits rewards credit cards often require an annual fee. Also, you're paying for the conveniences granted by the card and its various perks. The annual fee on some rewards cards may seem high, but it's often justifiable if you weigh them against the benefits. That's why it's essential to determine if you'll get much use from a rewards credit card before applying for one. If you use it often, you can earn back the annual fee in the form of rewards. However, if you don't plan to use your credit card or redeem the points, it's best to opt for another card.
It depends on your credit card provider. They can award points monthly or once a year. Once they appear in your account, you can redeem them.