View Best American Express Credit Cards - Comparewise

Best American Express Credit Cards

Max your rewards today!

American Express

The American Express Business Platinum Card is a premium card for any...
  • $499
    Annual fee
  • $0
    Welcome Bonus
  • 1.25 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The American Express SimplyCash Preferred card is one of the best cashback...
  • $99
    Annual fee
  • $0
    Welcome Bonus
  • 10%
    Rewards Rate
  • Min.Credit:
                        
  • Rating: no reviews
The American Express Cobalt Card boasts 5 times the points for every $1...
  • $155.88
    Annual fee
  • $0
    Welcome Bonus
  • 5 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
If there’s one thing that makes the American Express Aeroplan Card stand...
  • $120
    Annual fee
  • 10,000 pts
    Welcome Bonus
  • 1 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The American Express Platinum card boasts a wide range of features that...
  • $699
    Annual fee
  • 80,000 pts
    Welcome Bonus
  • 3 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews

Browse credit cards by Type

High-interest charges ...

Business credit cards ...

Credit cards are conve...

Most credit cards comb...

Having a credit card c...

With the credit card i...

If you have poor or no...

Getting your first cre...

Making purchases in US...

American Express Credit Cards

<

Few credit card companies provide exclusivity like American Express. An American Express credit card in hand transports you to a different league. Cardholders benefit from premium travel experiences, incredible live events, and exquisite fine dining experiences.

American Express is both a network and a credit card provider. Although American Express credit cards aren’t as widely accepted as Mastercard and Visa, the perks make up for it. You’ll not only benefit from world-class travel perks but also their unique rewards program.

Types of American Express Credit Cards

American Express offers 20 credit cards, six of which aren't attached to external partners. They also offer business credit cards and co-branded credit cards linked to their partners. As for their rewards credit cards, they provide cashback cards and flexible rewards cards.

American Express Credit Card Perks

It’s no secret that American Express credit cards have generous benefits. The welcome bonuses are lucrative, with new Platinum cardholders earning up to 110,000 points. You’ll also benefit from insurance packages containing:

  • Hotel burglary coverage
  • Out of province/country emergency medical coverage
  • Flight and baggage delay coverage
  • Travel accident coverage
  • Car rental theft and damage coverage
  • Purchase protection
  • Extended warranty

Most American Express credit cards have premium perks beyond insurance and points. This includes Front Of The Line® Presale & Reserved Tickets with American Express® Experiences. You can easily book tickets for special live events worldwide

 with this service.

Through the American Express Fixed Points Travel Program, a travel ticket booking service is available to Cobalt cardholders. Platinum cardholders have access to the American Express concierge service 24/7 to make reservations at restaurants and more. Besides these perks, American Express offers an exciting rewards program.

American Express Reward Program

The American Express Membership Rewards program is available to both top-tier and entry-level credit cards. You can earn these rewards with each credit card:

  • SimplyCash: 1.25% to 2% cashback, depending on the SimplyCash card. Cashback earned will be credited to your account annually.
  • Cobalt: 5 points per $1 spent on food and drink purchases and 3 points per $1 spent on streaming services. You’ll also receive 2 points per $1 spent on travel, gas, and transit, and 1 point for every $1 spent on all other purchases.
  • Gold: 2 points per dollar spent on eligible groceries, gas, travel, and drugstore purchases in Canada. Also, you get 1 point for all other purchases.
  • Platinum: 3 points on eligible dining and 2 points on eligible travel purchases. You’ll also receive a $200 travel credit annually.

You can redeem the points you earn for travel-related purchases, including hotel stays, car rentals, flights, and vacation packages. Besides travel, you can redeem points for gift cards, statement credits, transfers to other loyalty programs, and charity donations.

american express credit cards - comparewise

Pros and Cons of American Express Credit Cards

Being an American Express credit card holder can be delightful, but there are some disadvantages. Consider the following benefits and drawbacks of American Express credit cards.

The Pros of American Express Credit Cards

  • Generous welcome bonuses. Getting a new American Express credit card rewards you from the get-go.
  • Amazing perks. The benefits of being an American Express credit cardholder will have you travelling in style. Also, you will have great insurance and premium access to several experiences.
  • No income requirements. Your income won’t get in the way of being approved for an American Express credit card. All credit cards don’t have income requirements.

The Cons of American Express Credit Cards

  • Not widely accepted. You won’t be able to pay for purchases with your American Express credit card at some retailers, including Loblaws and Costco.
  • High annual fees. Some American Express credit cards have annual fees as high as $699.

Discover Investment Opportunities

Make your money do more.

12 Results

Advertise disclosure

Offers shown here are from third-party advertisers. We are not an agent, representative, or broker of any advertiser, and we don’t endorse or recommend any particular offer. Information is provided by the advertiser and is shown without any representation or warranty from us as to its accuracy or applicability. Each offer is subject to the advertiser’s review, approval, and terms. We receive compensation from companies whose offers are shown here, and that may impact how and where offers appear (and in what order). We don’t include all products or offers out there, but we hope what you see will give you some great options.

Get $50 CAD of BTC with promo code: COMPAREWISE
Min Investment
$10
Target Return
4-7%
Trace crypto on Nexo and earn up to 20% APR
Min Investment
$1
Target Return
Up to 12%
Earn Up to 17% on your crypto and borrow USD
Min Investment
$1
Target Return
2-18%
Crypto exchange starting with just $10
Min Investment
$1
Target Return
Varied
Trade 150+ cryptos plus use your crypto for purchases
Min Investment
$1
Target Return
Varied
Buy and sell shares in best-selling paintings
Min Investment
$15,000
Target Return
10-25%
Connect with you fave music & own shares of songs
Min Investment
$1
Target Return
Varied
Get up to $5,000 cashback on Canada's #1 trading platform.
Min Investment
$100
Target Return
Varied
Earn rewards when you buy and sell crypto on BlockFi
Min Investment
$1
Target Return
Up to 8.6%
Make, buy, and sell digital art NFT's using Ethereum
Min Investment
$1
Target Return
Varied
A marketplace for small and local business investment
Min Investment
$100
Target Return
10-15%
Online real estate investment in one platform
Min Investment
$25,000
Target Return
9-24%

comparewise

March 17, 2022
Fact check by

FAQs about
American Express Credit Cards

Which Loyalty Programs Are Affiliated with American Express?

American Express offers credit cards affiliated with AIR MILES, Marriot Bonvoy, and Aeroplan. The co-branded credit cards for these loyalty programs are suited for frequent travellers.

There are three tiers of American Express AIR MILES credit cards available. And there are two kinds of American Express Aeroplan cards.

What Credit Score Do You Need for an American Express Credit Card?

While each credit card has a specific credit score requirement, a credit score of 660 or more is recommended. This will ensure your credit card application is approved.

Can I Get an American Express Credit Card With No Annual Fee?

Yes. American Express offers three no annual fee credit cards. This includes the American Express Green Card, the American Express Essential Credit Card, and the SimplyCash Card from American Express.

Of the three, the American Express Green Card is arguably the best. It offers a return of up to 2% on your spending.

Can I Apply for an American Express Credit Card Online?

Absolutely. You can start an online application when you visit the American Express website. Note that you’ll need to provide information about your employment and your current and previous addresses. American Express will also run a hard credit check to determine if you’re eligible for the credit card.

Car loan?
Personal Loan?

Top deals await you just a short
application away!