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Home Trust credit cards are popular amongst individuals with bad or poor credit. The reason is, they can turn around a financial difficulty with responsible and regular use. However, this doesn’t disqualify everyone else. If you travel abroad often or want to save on annual fees, you can benefit from a Home Trust credit card.
Yes. Besides their secured credit cards, Home Trust offers cashback Visa cards. This card earns you 1% cashback on your purchases, and the amount you can earn isn't limited.
Unfortunately, Home Trust’s secured credit card isn’t available to Quebec residents.
Absolutely. Simply visit the Home Trust website and find your desired credit card. Click the ‘apply now’ button for the credit card of your choice to get started with your application.
It can take anywhere between two and four weeks for Home Trust to approve your application. The time it takes for a secured card application depends on when you send the security deposit. Therefore, try to make a deposit as soon as you apply to speed up the process.