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No. Four out of six cards are available to everyone who doesn't bank with HSBC. This includes a low-interest credit card, a cash rewards credit card, and two travel rewards credit cards.
You can redeem your rewards for gift cards, travel, merchandise, experiences, and statement credits. Remember that you won't get the same value for these different redemption options. Some may get you more value out of your points than others may.
When you redeem your HSBC Rewards for travel and experiences, you’ll get the most value for your points. The points to dollars conversion are often higher for these two categories. So you can book flights, cruises, hotels, and even helicopter rides with your redeemed points.
Absolutely. Visit HSBC’s website and find the credit card you wish to apply for. Click on the ‘apply now’ button below the description. You’ll be redirected to another page to start your application.
Most HSBC Mastercard credit cards require you to be the age of majority in your province and a Canadian resident. The only card with an income requirement is the World Elite Mastercard. You will also need to have good to excellent credit.