Overall, KOHO credit cards are among the top choice for new Canadians, students, and anyone looking to establish or repair credit. There are no annual fees if you use the basic service, and it's an affordable card that offers a lot of great tools and advantages for everyday use.
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KOHO offers many great benefits, in addition to the prepaid credit card, which includes budgeting, a savings account option, cashback rewards, and no minimum deposit requirement.
No. KOHO is great as an essential service, which is ideal if you're just getting started. Once you decide to use more services, you can decide to sign up for more later.
The fee is $5 for the advance, which is reasonable, and a great option if you need cash fast.
If you have a bank account, another Visa card, or savings account, these are ideal to use in conjunction with your KOHO credit card to build credit and savings.
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