Check Out National Bank Credit Cards - Comparewise

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National Bank

The National Bank ECHO Cashback Mastercard offers generous rewards on...
  • $30
    Annual Fee
  • $0
    Welcome Bonus
  • 1.5%
    Rewards Rate
  • Min.Credit:
                        
  • Rating: no reviews
The National Bank World Mastercard is ideal for those who want to earn up...
  • $115
    Annual Fee
  • $0
    Welcome Bonus
  • 2 pt
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The National Bank Syncro Mastercard offers one of the lowest interest...
  • $35
    Annual Fee
  • $0
    Welcome Bonus
  • 0%
    Rewards Rate
  • Min.Credit:
                        
  • Rating: no reviews
The National Bank World Elite Mastercard is one of the best reward credit...
  • $150
    Annual Fee
  • $0
    Bonus
  • 5 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The National Bank Platinum Mastercard is suitable for those who want a...
  • $70
    Annual Fee
  • 0
    Welcome Bonus
  • 1 pt
    Every $1.50 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The National Bank mycredit Mastercard is a good choice for anyone looking...
  • $0
    Annual Fee
  • $0
    Welcome Bonus
  • 0.5%
    On all purchases
  • Min.Credit:
                        
  • Rating: no reviews
Giving back meets excellent cashback rewards with the National Bank Allure...
  • $0
    Annual Fee
  • $0
    Welcome Bonus
  • 1 pt
    Every $2 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The National Bank MC1 Mastercard is the best low–risk card to manage...
  • $0
    Annual Fee
  • $0
    Welcome Bonus
  • 0%
    Rewards Rate
  • Min.Credit:
                        
  • Rating: no reviews

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National Bank Credit Cards

National bank credit cards are some of the best in the market. Most boast no annual fees while earning cardholders great rewards. There are eight National Bank credit cards available. They cover the typical categories, such as student, cashback, travel rewards, no annual fee, and low interest.

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Offers shown here are from third-party advertisers. We are not an agent, representative, or broker of any advertiser, and we don’t endorse or recommend any particular offer. Information is provided by the advertiser and is shown without any representation or warranty from us as to its accuracy or applicability. Each offer is subject to the advertiser’s review, approval, and terms. We receive compensation from companies whose offers are shown here, and that may impact how and where offers appear (and in what order). We don’t include all products or offers out there, but we hope what you see will give you some great options.

Young investors can trade stocks and ETFs, all for free.
Min Investment
$0
Target Return
Varied
Retire up to 30% wealthier with Questwealth Portfolio.
Min Investment
$1
Target Return
Varied
Get $20 CAD of BTC with promo code: COMPAREWISE
Min Investment
$100
Target Return
4-7%
Buy and sell gold, silver & platinum online at the best price.
Min Investment
$1
Target Return
Varied
Get up to $150 cash bonus: BONUS150
Min Investment
$0
Target Return
Varied
Flexibility with a great return.
Min Investment
$100
Target Return
5.20%
Get a $50 bonus when you sign up and deposit $250.
Min Investment
$50
Target Return
Varied
Buying and securing gold has never beeng more simple and affordable.
Min Investment
$1
Target Return
Varied
High return on a shorter term.
Min Investment
$500
Target Return
4.25%
Get a $100 welcome bonus, when you make your top-up*
Min Investment
$10
Target Return
Varied
A new passive income asset class, peer-to-peer lending.
Min Investment
$1
Target Return
Varied
Sign Up And Access 65+ Cryptocurrencies Instantly
Min Investment
$10
Target Return
Varied
September 21, 2023
Fact Checked

FAQs about
National Bank Credit Cards

What’s the Best National Bank Credit Card?

There’s no single-best National Bank credit card because everyone has their own preferences. One credit card holder might enjoy the National Bank World Elite Mastercard because of its travel insurance. Another might enjoy it because it provides VIP lounge access. The better question would be, ‘What’s the best National Bank credit card for me?’ Consider what you're looking for in a credit card. The ECHO, Mycredit, World, and World Elite Mastercards are ideal if it's earning rewards you're after. For interest savings, you can look into the Syncro Mastercard. Students may find the MC1 and Syncro Mastercard an ideal first credit card because of its $0 annual fee.

What Are the Eligibility Requirements for a National Bank Credit Card?

Each National Bank credit card has specific requirements for approval. However, some criteria overlap between the different credit cards. This includes being the age of majority in your province, which is 18 or 19 years old. And being a Canadian resident. The only National Bank credit cards with an income requirement are the World and World Elite Mastercards. These are the income requirements for each credit card:

  • World Elite Mastercard: Annual personal gross income of $80,000 or an annual household income of $150,000.
  • World Mastercard: Annual personal gross income of $60,000 or an annual household income of $100,000.

Can I Get a National Bank Credit Card With Bad Credit?

Unfortunately, you may not be approved for a National Bank credit card if you have less-than-perfect credit. All the National Bank credit cards require good to excellent credit. This means a low-interest credit card will be out of your scope if you need it to manage your debt. The specific credit score requirement for those living in Quebec is 640. If you live outside of Quebec, the credit score required for a National Bank credit card is 660. The best thing you can do if you have bad credit is to improve your credit score. That way, you’ll qualify for a National Bank credit card.

Can I Apply for a National Bank Credit Card Online?

Yes, you can apply for a National Bank Credit Card online. Simply fill out an online application, which may take you less than five minutes. To begin an application, visit the National Bank website. Click on credit cards in the navigation bar. Browse the credit cards and pick one that’s suitable for you. Tap ‘apply now’ below the credit card’s description. You’ll be redirected to another page where you can begin your application. To apply for a National Bank credit card, you’ll need to provide information about yourself and your income. You’ll also need to verify your identity on the system.

What Do I Need to Know About Redeeming My Rewards Points?

National Bank credit card rewards points can be redeemed by signing into your account at rewards.nbc.ca. Alternatively, you can call the À la carte Rewards Centre’s toll-free line, which National Bank claims is easier and faster. Remember that you must meet some conditions before redeeming your rewards points. You must have a Canadian address. In addition, your credit card account must adhere to your credit card agreement conditions. This means you paid your annual fees and settled any minimum payments by their due dates. Rewards points can be redeemed for gift cards, beauty and home products, and donations. Also, you can redeem your points for travel through the À la carte Travel™ Agency.

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