PC Financial is a great company that offers decent benefits, including PC points, membership rewards, and credit card options. The company offers several card options that offer various benefits, including collecting points, welcome offers, and low or no fees.
If you’re familiar with collecting PC points, you may find the credit card helps you earn more points while giving you fantastic perks and features that can improve your credit.
There are some notable benefits when you consider the PC Financial credit cards. When you apply for the PC Financial Mastercard, there are no income requirements, and you’ll have the option of two types of insurance coverage.
When you receive this card, there are also great promotional options, including a transfer offer of interest specials for the initial six months. If you have a bank account with PC financial, you’ll have access to your credit card account to manage your finances quickly, make payments, and review other options.
When you apply for a PC World Mastercard or PC World Elite Mastercard, you’ll have further benefits, including 24/7 concierge service, promotional balance, balance transfers, cash advances, etc.
You’ll have the option of adding an identity theft assistance service and up to five insurance options with the PC World Elite Mastercard. You’ll also have the option of collecting PC points with many purchases, which can further your spending power in the long term.
While there are plenty of benefits to signing up for a PC credit card, you’ll need to meet income requirements for the PC World Mastercard and the PC World Elite Mastercard.
The interest rates tend to be higher than average, which can be a bit of a deterrent for some people, though there are advantages that can make up for it, primarily if you collect PC points or use your card for other benefits.
If you have the PC World Elite Mastercard, you’ll need to spend $15,000 annually to remain eligible for the card. Aside from some of the great benefits, including PC points at various participating retailers, there aren’t any other significant benefits or perks available with the PC credit cards.
You won’t earn airline points or perks for vacations and related costs. You’ll also need a good credit score to qualify for a credit card, which can be difficult for some people who want to apply, especially individuals with low to moderate-income.
PC Financial offers several solid options for credit cards which are generally best for individuals who collect PC points and shop at participating retailers often.
If you have a bank account through PC Financial and use their services, credit cards boost these benefits. Before you apply for a credit card, you’ll also want to review the benefits, fees, and other features, as other providers may provide benefits that better fit your spending.
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Yes. They are often available for a limited time and may change depending on the type of card you choose.
Yes. Many of the participating retailers that participate in the PC points program offer regular points and specials where you can accelerate the growth of your points.
The two premium credit cards require moderate to higher income levels to ensure that you can afford the fees associated with the card and manage the interest.
Generally, they are not the most flexible cards because they focus more on the PC point rewards and don’t offer other benefits. PC credit cards are ideal for individuals who want to boost their PC point collecting and other special offers through PC retailers.