View Best Points Credit Cards - Comparewise

Best Points Credit Cards

Max your rewards today!

Points

Limited-time offer: Get up to $1,220 in value, plus fuel savings with...
  • $120
    Annual fee
  • up to $1,220
    Est. 1st-Year Value
  • 1.5x
    Rewards Rate
  • Min.Credit:
                        
  • Rating: no reviews
The National Bank Platinum Mastercard is suitable for those who want a...
  • $70
    Annual Fee
  • 0
    Welcome Bonus
  • 1 pt
    Every $1.50 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The American Express Cobalt card boasts 5 times the points for every $1...
  • $155.88
    Annual Fee
  • $0
    Welcome Bonus
  • 5 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
If there’s one thing that makes the American Express Aeroplan Card stand...
  • $120
    Annual Fee
  • 10,000 pts
    Welcome Bonus
  • 1 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The American Express Platinum card boasts a wide range of features that...
  • $699
    Annual Fee
  • 80,000 pts
    Welcome Bonus
  • 3 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The American Express Business Platinum card is a premium card for any...
  • $799
    Annual Fee
  • $0
    Welcome Bonus
  • 1.25 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: 5.0
The National Bank World Mastercard is ideal for those who want to earn up...
  • $115
    Annual Fee
  • $0
    Welcome Bonus
  • 2 pt
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
No foreign transaction fees and high rewards on everyday purchases are a...
  • $120
    Annual Fee
  • $950
    Welcome Bonus
  • 5 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The MBNA Rewards World Elite Mastercard has much to offer, from...
  • $120
    Annual Fee
  • 30,000 pts
    Welcome Bonus
  • 5 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The Scotiabank Passport Visa Infinite + card is a rare credit card that...
  • $150
    Annual Fee
  • $1,250
    Welcome Bonus
  • 2 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
The Brim World Elite Mastercard is stock-full of enticing features and...
  • $89
    Annual Fee
  • $500
    Welcome Bonus
  • 1 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: 4.0
The RBC Avion Visa Infinite Business card allows you to capitalize on your...
  • $176
    Annual Fee
  • 25,000 pts
    Welcome Bonus
  • 1.25 pts
    Every $1 Spent
  • Min.Credit:
                        
  • Rating: no reviews
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Points Credit Cards

Earn points and redeem them for gifts, discounts, flights, services, and more! Check out the top points rewards and points credit cards on Comparewise.

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Advertiser disclosure

Offers shown here are from third-party advertisers. We are not an agent, representative, or broker of any advertiser, and we don’t endorse or recommend any particular offer. Information is provided by the advertiser and is shown without any representation or warranty from us as to its accuracy or applicability. Each offer is subject to the advertiser’s review, approval, and terms. We receive compensation from companies whose offers are shown here, and that may impact how and where offers appear (and in what order). We don’t include all products or offers out there, but we hope what you see will give you some great options.

Young investors can trade stocks and ETFs, all for free.
Min Investment
$0
Target Return
Varied
Get up to $2,200 in welcome rewards
Min Investment
$1
Target Return
Varied
Invest in a 3.25% 5-year GIC today.
Min Investment
$500
Target Return
4.90%
Flexibility with a great return.
Min Investment
$100
Target Return
5.05%
Get up to $150 cash bonus
Min Investment
$0
Target Return
Varied
High return on a shorter term.
Min Investment
$500
Target Return
4.25%
Sign up & Get $20 in BTC
Min Investment
$1
Target Return
Varied
Buying and securing gold has never beeng more simple and affordable.
Min Investment
$1
Target Return
Varied
Buy and sell gold, silver & platinum online at the best price.
Min Investment
$1
Target Return
Varied
Retire up to 30% wealthier with Questwealth Portfolio.
Min Investment
$1
Target Return
Varied
Get a $100 welcome bonus, when you make your top-up*
Min Investment
$10
Target Return
Varied
Get $25 bonus with code: 9APOU9
Min Investment
$1
Target Return
Varied
September 30, 2026
Fact Checked

FAQs about
Points Credit Cards

Should I Get a Points Rewards Credit Card?

It depends. If you spend a lot of money on gas, groceries, and dining out, then it might be right for you. However, if you don't anticipate paying your card's balance every month, it may leave you with high-interest charges. Also, anyone with a low credit score may find it harder to get a points rewards credit card. They're typically targeted at consumers with good to excellent credit scores.

Is a Points Rewards Credit Card Any Different from a Cash Rewards Credit Card?

Yes. Besides earning different rewards, points rewards credit cards have a steeper learning curve than cash rewards credit cards. The points system is often more complicated because you have to learn the cards rewards program. And which partners participate in the program. Therefore, cashback programs are much more convenient. Also, what you earn with a cash rewards credit card is cash. You have to convert your points into cash with a points-based card, which may not offer as much value as redeeming them for travel.

Can I Get More Than One Rewards Credit Card?

Yes. It's not wrong to get more than one rewards credit card to maximize your rewards. However, it's essential to keep your spending in check. Don't go overboard, or you'll be dealing with several credit card bills.

What Can I Redeem My Points For?

Most credit card providers allow you to redeem your points for:

  • Cash
  • Statement credits
  • Travel (airline tickets, train tickets, hotels, etc.)
  • Merchandise
  • Gift cards
  • Transfers to other loyalty programs
  • Charity donations

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