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Best Points Credit Cards

Max your rewards today!

Points

RBC Avion Visa Infinite

The RBC Avion Visa Infinite is one of the best travel credit cards,...

$120
Annual Fee
35,000 pts
Welcome Bonus
1 pts
Every $1 Spent

Min.Credit:
Rating: no reviews

Loop Corporate Card

The Loop Corporate Card allows you to use four currencies with one card....

$0
Annual Fee
$0
Welcome Bonus
1 pt
Every $1 Spent

Min.Credit:
Rating: no reviews

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Points Credit Cards

Earn points and redeem them for gifts, discounts, flights, services, and more! Check out the top points rewards and points credit cards on Comparewise.

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12 Results

Advertiser disclosure

Offers shown here are from third-party advertisers. We are not an agent, representative, or broker of any advertiser, and we don’t endorse or recommend any particular offer. Information is provided by the advertiser and is shown without any representation or warranty from us as to its accuracy or applicability. Each offer is subject to the advertiser’s review, approval, and terms. We receive compensation from companies whose offers are shown here, and that may impact how and where offers appear (and in what order). We don’t include all products or offers out there, but we hope what you see will give you some great options.

CIBC Investor Edge

Young investors can trade stocks and ETFs, all for free.

Min Investment

$0

Target Return

Varied

Free Trade

Get up to $2,200 in welcome rewards

Min Investment

$1

Target Return

Varied

Trade

Simplii Financial

Invest in a 3.25% 5-year GIC today.

Min Investment

$500

Target Return

4.90%

Earn 4.90%

EQ Bank 1-year GIC

Flexibility with a great return.

Min Investment

$100

Target Return

5.05%

Earn 5.05%

Get up to $150 cash bonus

Min Investment

$0

Target Return

Varied

Free Trade

Coast Capital 18-month GIC

High return on a shorter term.

Min Investment

$500

Target Return

4.25%

Invest

Sign up & Get $20 in BTC

Min Investment

$1

Target Return

Varied

Trade

Vaulted

Buying and securing gold has never beeng more simple and affordable.

Min Investment

$1

Target Return

Varied

Invest

Silver Gold Bull

Buy and sell gold, silver & platinum online at the best price.

Min Investment

$1

Target Return

Varied

Invest

Retire up to 30% wealthier with Questwealth Portfolio.

Min Investment

$1

Target Return

Varied

Trade

Get a $100 welcome bonus, when you make your top-up*

Min Investment

$10

Target Return

Varied

Get $100

Get $25 bonus with code: 9APOU9

Min Investment

$1

Target Return

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Get $25

September 30, 2026

Fact Checked

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FAQs about
Points Credit Cards

Should I Get a Points Rewards Credit Card?

It depends. If you spend a lot of money on gas, groceries, and dining out, then it might be right for you. However, if you don't anticipate paying your card's balance every month, it may leave you with high-interest charges. Also, anyone with a low credit score may find it harder to get a points rewards credit card. They're typically targeted at consumers with good to excellent credit scores.

Is a Points Rewards Credit Card Any Different from a Cash Rewards Credit Card?

Yes. Besides earning different rewards, points rewards credit cards have a steeper learning curve than cash rewards credit cards. The points system is often more complicated because you have to learn the cards rewards program. And which partners participate in the program. Therefore, cashback programs are much more convenient. Also, what you earn with a cash rewards credit card is cash. You have to convert your points into cash with a points-based card, which may not offer as much value as redeeming them for travel.

Can I Get More Than One Rewards Credit Card?

Yes. It's not wrong to get more than one rewards credit card to maximize your rewards. However, it's essential to keep your spending in check. Don't go overboard, or you'll be dealing with several credit card bills.

What Can I Redeem My Points For?

Most credit card providers allow you to redeem your points for:

Cash
Statement credits
Travel (airline tickets, train tickets, hotels, etc.)
Merchandise
Gift cards
Transfers to other loyalty programs
Charity donations

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