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A credit card is like a line of credit from a bank or financial institution that you pay back each month. You can pay for items and services directly with your card (using borrowed money from the bank). A charge for what you paid for will show up on your credit card account and you'll have to pay the bill for what you purchased every month.
Credit cards can help your credit score if used correctly. Your credit score is a rating of your ability to make good financial decisions and be responsible with your money. If you act responsibly with your credit card by not exceeding your credit limit and making on-time payments, then that information about how you use your credit card responsibly will help your credit score.