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  • $699 Annual fee
  • 80,000 pts Welcome Bonus
  • 3 pts Every $1 Spent

American Express Platinum Card Overview

The American Express Platinum card boasts a wide range of features that more than justify the hefty $699 annual fee. Its perk potential is staggering. You can earn up to 3 points on eligible purchases and gain up to 100,000 points.

With the Platinum card’s features, you’ll travel in style. The Platinum card opens several doors, from exclusive airport lounges to unique culinary experiences. It also includes several insurance benefits, purchase protection, and an extended warranty.

Points can be redeemed for statement credits, travel, and flights through the Fixed Points Travel Program. Alternatively, you can transfer them one-for-one to a loyalty program of your choice.

Essential Information

Network

American Express

Provider

American Express

Card Type

Charge

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Rewards

There are plenty of benefits to earn with the Platinum card, including a lucrative welcome bonus and points on everyday purchases.

Welcome Bonus

When you first get the American Express Platinum® card, you earn:

  • 80,000 Welcome Bonus points for $6,000 net purchases made in the first three months of owning the card. This bonus can be redeemed for an $800 credit towards eligible purchases.

Points

The American Express Platinum® card has the following reward structure.

  • 3 points per $1 spent on dining and food delivery purchases
  • 2 points per $1 spent on travel
  • 1 point per $1 spent on other purchases
  • 1 additional point per $1 spent on Amex Travel Online

Platinum cardholders also can get 20,000 points for purchases made between 14 and 17 months of owning the card. These points can be redeemed for $200 towards eligible purchases.

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Travel Insurance

As an Amex Platinum® cardholder, you may receive the following insurance:

  • Hotel burglary insurance with coverage of up to $500 for losing your personal items
  • Flight delay insurance of up to $500 for accommodation, meals, and miscellaneous expenditure
  • Baggage delay insurance of up to $500 for purchasing essential clothing and sundry items
  • Car rental theft and damage insurance to cover you if your rental car of 48 days or less is lost, stolen, or damaged
  • $500,000 worth of travel accident insurance (or Accidental Death and Dismemberment Insurance)
  • Worldwide emergency medical assistance services and legal referrals, 24/7/365

Other Perks

  • A $200 annual travel credit to redeem through American Express Travel Online or Platinum Card Travel Service.
  • Access to airport lounges around the world with the Global Lounge Collection.
  • Extraordinary culinary experiences through Global Dining Collection.
  • $100 statement credit when you charge your NEXUS application or renewal fees to your Platinum card.
  • Ability to fast-track hotel loyalty programs worldwide to receive benefits such as the Hilton Honors Gold Status and Marriot Bonvoy Gold Elite Status.
  • Access to Front Of The Line® Presale & Reserved Tickets with American Express® Experiences.
  • Purchase protection for 120 days for up to $1000.
  • Buyer’s assurance protection with up to one additional year of extended warranty.
  • 15% off parking rates, a complimentary valet service, and the ability to move through security faster at Toronto Pearson Airport.
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Costs and Fees

  • Annual fee: $699
  • Additional card fee: $175
  • Late payment fee: up to 30%
  • Foreign transaction fee: 2.5%

FAQs about the
American Express Platinum Card

Is the American Express Platinum Card Right for Me?

If you travel frequently, you can benefit from the Platinum card’s lounge access, hotel elite status, and annual statement credits.

Who Qualifies for This Card?

To be eligible for the American Express Platinum Card, you must:

  • Be a Canadian resident
  • Be the age of majority in your province
  • Have a good to excellent credit score

How Many Points Can I Earn from My Purchases?

You can earn up to three points split as follows:

  • 3x points on dining and food delivery purchases, from restaurants to cafes
  • 2x points on travel, including eligible flights, hotels, and tours
  • 1x point on other purchases, from groceries to luxury items

When Does the Welcome Bonus Expire?

There isn’t a date set for the welcome bonus to expire. American Express can change the offer at any time without prior notice.

How Long Are My Points Valid?

The points you earn from eligible purchases will remain valid if you remain a Platinum cardholder.

When Must I Pay Off My Card Balance?

Since the American Express Platinum card is a charge card, you must pay off the balance in full each month. If you don’t pay off the balance in time, up to 30% annual interest applies.

What Is the Annual Fee and Income Requirement of the American Express Platinum Card?

The Amex Platinum® card has an annual fee of $699. There is no set income requirement, but you must at least earn $50,000 per year to sustain the annual fee.

Where Can I Use the American Express Platinum Card in Quebec Or Canada?

Grocery stores like Whole Foods, Metro, Safeway, and Super C accept the American Express Platinum Card. You can also use it at your favourite grocery stores like 7Eleven and gas stations like Shell and Petro-Canada.

General Terms

These offers are only available to new Platinum Card® Cardmembers (‘Cardmembers’). For current or former Platinum Card® Cardmembers, we may approve your application, but you will not be eligible for these offers. If you receive points in error, we reserve the right to deduct them from your points balance. Account must be in good standing. To qualify for the 60,000 Welcome Bonus Membership Rewards® points, you must have at least $6,000 in net purchases posted to your account in your first three months of Cardmembership. To qualify for the additional 20,000 points after 14 months of Cardmembership, one (1) purchase of any amount must be charged to your Card within 14 to 17 months of Cardmembership and subsequently posted to your account. For example, if you reach your 12 months of Cardmembership on October 4, 2022, you would have to make a purchase between December 4, 2022, and no later than March 4, 2023, to be eligible for the 20,000 bonus points. Please allow up to eight weeks after earning your Membership Rewards points for your Membership Rewards account to be updated. Membership Rewards points will be earned by the Basic Cardmember on the amount of purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points. Offers are subject to change at any time. Use Points for Purchases – You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 points per redemption. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for Online Services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card. All Eligible Purchases: 1,000 points = $10 statement credit. For full Membership Rewards Program Terms and Conditions, visit membershiprewards.ca or call 1-800-668-AMEX (2639). Small Business Cardmembers, please call 1-888-721-1046. Account must be in good standing. An additional card is a Supplementary Card. Each Supplementary Platinum card $175 annually. Each Supplementary Gold Reward Card $50 annually. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 Supplementary Cards per account. You can earn Membership Rewards points (“points”) for eligible consumer purchases at American Express retail merchants as follows: 3 points for every $1 at or for restaurants, quick service restaurants, coffee shops, drinking establishments, and delivery of food in Canada as a primary business, but not including groceries; and 2 points for every $1 for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales, but not including local and commuter transportation. Purchases at merchants where these categories are not their primary business such as general merchandise retailers do not qualify. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points. Basic Cardmembers can earn one additional bonus Membership Rewards point for every dollar charged to your Platinum Card for eligible hotel and car rental bookings (less credits and adjustments) made through the American Express Travel website where American Express Travel (not the hotel or car rental company) is the merchant. Hotel bookings under The Hotel Collection program and Fine Hotels + Resorts are not eligible for this bonus Membership Rewards points offer. The number of bonus Membership Rewards points is calculated by multiplying each eligible transaction by one subject to rounding. Terms and Conditions of the Membership Rewards Program apply. In order to redeem points for any travel booking, the Membership Rewards Program account must be active and the Card must be in good standing. $200 CAD Annual Travel Credit - The $200 CAD Annual Travel Credit can only be redeemed at time of booking through American Express Travel Online at americanexpress.ca/travel or by calling Platinum Card Travel Service. Travel booking must be charged to your Platinum Card. Account must be in good standing. If you choose to use the Travel Credit, it will be credited to your Card account within 2 business days. Basic Cardmember is entitled to one (1) Annual Travel Credit each year based on Cardmembership anniversary date, towards a single travel booking of $200 or more, and will appear on your billing statement as “Platinum Annual Travel Credit”. If you cancel your travel booking after redeeming the Annual Travel Credit, you will not be able to use it again in the same year. You can only use one Travel Credit per booking. Global Lounge Collection - Holders of the Platinum Card may access participating Canadian and International airport lounges (“Participating Lounges”) on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. For a complete listing of partners and full terms & conditions of each Participating Lounge, visit americanexpress.ca/platinum-lounge. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time. Benefits available for Canadian Platinum Cardmembers at participating restaurants. Account must be in good standing. Participating restaurants are subject to change without notice. Benefits vary by participating restaurant. The benefits have no cash value, cannot be exchanged or substituted, and cannot be combined with any other dining promotions or offers unless indicated otherwise. In order to take advantage of the benefits, reservations must be made through Platinum Concierge and the restaurant charge must be charged to your Platinum Card. Fulfillment of the program benefits is the responsibility of the individual participants. The reserved table benefit is limited to one (1) table for up to four (4) people or two (2) tables for up to two (2) people until approx. 10 am daily. Reservations are based on a first-come, first-served basis and are subject to availability. In the event of a reservation cancellation, the Cardmember will be subject to the restaurant’s cancellation policy, which will be communicated to the Cardmember by Concierge at the time of booking. Concierge is not responsible for informing the restaurant of your dietary restrictions or for the restaurant being able to accommodate the restrictions; we do ask that you provide this information directly to the restaurant. Valid only for new Fine Hotels + Resorts bookings made through Platinum Card Travel Service, Centurion Travel, americanexpress.ca/travel or americanexpress.ca/fhr. Payment must be made with an American Express Card in the Canadian Platinum Cardmember’s name. Available for Canadian cardholders of The Platinum Card®. Platinum Cardmember must travel on the itinerary booked under FHR reservations to be eligible for benefits described. Limit of one (1) benefit package per room per stay. Benefit package can include Noon check-in, Room upgrade, Daily breakfast for two people, guaranteed 4:00 pm late check-out, plus an additional special benefit. Noon check-in and room upgrade based on availability and provided at check-in. Certain room categories are not eligible for room upgrades. Call Platinum Card Travel Service for details. Breakfast varies by property but will be at minimum a continental breakfast. Additional special benefit varies by property, is subject to change, and cannot be redeemed for cash. FHR cannot be combined with other offers unless indicated. Benefit package expires at check-out. Platinum Cardmembers may book up to a maximum of three (3) rooms under the FHR Program per stay. Back-to-back stays within a 24-hour period at the same FHR property are considered one stay. In the event the Platinum Cardmember cancels the reservation(s), FHR rates and benefit package will no longer apply to any remaining reservation(s). Participating Fine Hotels + Resorts properties and benefits are subject to change. Complimentary Wi-Fi is provided in room, with the exception of select properties where In-Room Wi-Fi is included as part of a mandatory daily resort fee or is not available. In these instances complimentary Wi-Fi will be provided in a common space on property. Call Platinum Card Travel Service for property specific details regarding Wi-Fi. *Average value based on Fine Hotels + Resorts bookings in 2019 for stays of two nights. Benefits include daily breakfast for two, room upgrade when available, $100 amenity, guaranteed 4PM late check-out, noon check-in when available, and In Room Wi-Fi. Room upgrade not guaranteed; certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. Hilton Honors Gold Status - As a Platinum Cardmember you are eligible to enroll in complimentary Hilton Honors Gold status. Offer available only to Platinum Cardmembers and is not transferable. Full details of Gold status can be found at HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Gold status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrolment in Hilton Honors Gold status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at Hilton.com/PrivacyPolicy. If you already have Hilton Honors Gold Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Gold status without meeting otherwise required criteria only while an eligible cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors™ membership, earning and redemption of Points are subject to Hilton Honors Terms & Conditions. All Hampton by Hilton™ hotels in the Republic of China are excluded from the Hilton Honors program. Visit HiltonHonors.com/Terms for more details. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for Hilton benefits. Marriott Bonvoy Gold Elite status - Enrolment into the Marriott Bonvoy®* program is required to receive benefits of Gold Elite status, and may be terminated by Marriott without prior notice. Marriott Bonvoy benefits are subject to change and availability may vary by property. American Express Terms and Conditions apply. Gold Elite status amenities may not be combined with the Fine Hotels + Resorts program. All Marriott Terms and Conditions apply. For complete terms and conditions of the Marriott Bonvoy program, visit www.marriottbonvoy.com/terms. American Express reserves the right to instruct Marriott to cancel your Gold Elite status if you cease to be a Platinum Cardmember or your account is not in good standing. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for Marriott Bonvoy benefits. Radisson Rewards Americas Gold Status - Enrolment in the Radisson Rewards Americas program is required for membership. Benefits are subject to change and availability may vary by property. Gold status amenities may not be combined with the Fine Hotels + Resorts program. All Radisson Rewards Americas terms and conditions apply. To view terms and conditions visit www.radissonhotelsamericas.com/rewards/termsandconditions. American Express reserves the right to instruct Radisson Rewards Americas to cancel your membership if you cease to be a Platinum Cardmember or your account is not in good standing. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for Radisson benefits. Pearson Priority Security Lane - American Express Basic and Supplementary Cardmembers with a valid Platinum Card are entitled to access the Pearson Priority Lanes (“Priority Lane”) during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminals 1 & 3. Access to a Pearson Priority Lane is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane, are required to comply with airport security and customs screening requirements. Priority Lanes access is subject to change or cancellation at any time and additional terms and conditions apply. Toronto Pearson Valet Service - Basic and Supplementary Platinum Cardmembers must charge the parking fee to their Platinum Card for the associated $25 Valet fee to be waived. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminals 1 and 3. For more information on Valet Service, visit torontopearson.com. Toronto Pearson 15% Parking Discount - 15% discount off the cost of parking (including taxes) will be provided as a credit to your Platinum Card statement. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. For more information on parking lots, visit torontopearson.com. Various offers on prepaid hotel and car rental bookings will be available to American Express Cardmembers on American Express Travel Online from time to time. These offers will be communicated by email and other select channels. Conditions apply and vary by offer. Platinum Concierge - Upon authorization by the Platinum Cardmember, Platinum Concierge uses its best efforts to source or arrange the reservation as requested. Platinum Concierge services are provided at no charge; however, Platinum members pay supplier for authorized charges. If applicable, Platinum members will be advised of the amount of a no-show reservation fee at the time of booking. Amex Bank of Canada is not responsible for the acts or omissions of suppliers, and cannot guarantee fulfillment of Platinum member requests in all instances. The Fixed Points Travel Program applies to return airfares offered through American Express Travel Services Canada or americanexpress.ca/travel. Card account must be in good standing. To be eligible and be presented with this redemption option, you must have sufficient Membership Rewards Points (“points”) at the time of booking. When booking for multiple travellers on the same itinerary, you must have enough points to cover all travellers. Under the Fixed Points Travel Program, a fixed number of points covers the base ticket price of eligible flights up to the applicable maximum base ticket price. The flight grid includes the fixed number of points with the corresponding applicable maximum base ticket price required per category. The base ticket price (often referred to by airlines as the base fare) excludes taxes, fees and carrier surcharges. You will be charged for these additional costs and any dollar amount that exceeds the applicable maximum base ticket price. If the base ticket price for an eligible flight is below the applicable maximum base ticket price, the difference: (i) cannot be used to cover taxes, fees or carrier surcharges; (ii) will not be credited to your Card account; and (iii) will not be applied to cover additional costs associated with changes or cancellations. The full cost of the flight, including taxes, fees and carrier surcharges will be charged to your Card upon booking. Within 5-10 business days from the date of booking, you will receive a statement credit for the base ticket price up to the applicable maximum base ticket price. Example 1: A select route requires a redemption of 20,000 points and the maximum base ticket price is $300. If an eligible flight for this route has a base ticket price of $250 plus $100 in taxes, fees and carrier surcharges (total cost of flight amounts to $350), then you will be required to redeem 20,000 points and will be charged $350; you will then receive a statement credit for $250 (the base ticket price). If you decide to change this booking reservation for a new eligible flight with a higher base ticket price (such as $275), then in addition to all other applicable charges, you will also be required to pay an additional $25 (the difference between $250 and $275) even though the new base ticket price is below the $300 maximum base ticket price. Example 2: A select route requires a redemption of 20,000 points and the maximum base ticket price is $300. If an eligible flight for this route has a base ticket price of $350 plus $100 in taxes, fees and carrier surcharges (total cost of flight amounts to $450), then you will be required to redeem 20,000 points and will be charged $450; you will then receive a statement credit for $300 (the maximum base ticket price). You are responsible for any additional charges as a result of any changes or cancellations to your booking. Subject to an airline’s policy, a change or cancellation may result in a credit to your Card account and/or a credit with the respective airline. In neither case will the points you redeemed for this flight be returned to you. Flight availability and prices of flights are subject to availability and set by the airlines. Eligible routes are based on the International Air Transport Association airport code classification. If the American Express Installment Program applies to you and you also redeem points for one or more transactions, the Installment Program will take precedence and the credit will apply to your account in the regular course. This could result in you having a credit balance on your account. If you want to reduce the credit balance, you can cancel any active installment plans you may have. See the Installment Program terms and conditions in your Cardmember Agreement for details, if applicable. American Express can suspend or terminate the Fixed Points Travel Program at any time it deems necessary, and reserves the right to change these Terms and Conditions, including but not limited to the flight grid, at any time. The Terms and Conditions of the American Express Membership Rewards Program will continue to apply. Visit membershiprewards.ca to view the full Membership Rewards Program Terms and Conditions. In the event of a conflict, these Terms and Conditions prevail for the Fixed Points Travel Program. Membership Rewards points can be redeemed for Gift Cards or certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Membership Rewards Program Terms and Conditions, visit membershiprewards.ca or call 1-800-668-2639. Corporate Cardmembers, please call 1-800-716-6661. Delivery Information: Orders will be processed within 2 business days. If the value of the Gift Card, Prepaid Card or Certificate is less than $200, it will be delivered by Canada Post which could take up to one week for delivery. If the reward value is greater than $200 but less than $500, it will be delivered by Priority Post within 3-5 business days. If the reward value is $500 or more, it will be delivered by Priority Post within 3-5 business days and will require a signature upon delivery. If you are not available at home at the time of delivery, directions to the nearest postal location will be left at your door. Rewards that are not in stock may take additional time to deliver. Membership Rewards points are accepted as payment for a wide range of travel options through American Express Travel Services. Membership Rewards points can be used to pay for new travel purchases, including taxes and surcharges. Membership Rewards points are not refundable. Membership Rewards points have no cash value. Travel selections are based on available space and are subject to terms and conditions of travel suppliers. For car rental companies and hotels that do not accept prepaid bookings, contact American Express Travel Services at 1-855-804-9600 for details about how you can use your Membership Rewards points. In order to redeem points for any travel booking, the Membership Rewards Program account must be active and the Card must be in good standing. When you redeem points for an eligible travel booking, the full cost of the flight, including taxes, fees and carrier surcharges will be charged to your card. Within 10 business days from the date of booking, you will receive a statement credit for the amount you redeemed. If your statement monthly cycle cut date falls between the date the transaction is recorded on your statement and the date the statement credit is processed, you will be responsible for paying your monthly statement in full. The statement credit will be applied against your next statement. If the American Express Installment Program applies to you and you also redeem points for one or more transactions, the Installment Program will take precedence and the credit will apply to your account in the regular course. This could result in you having a credit balance on your account. If you want to reduce the credit balance, you can cancel any active installment plans you may have. See the Installment Program terms and conditions in your Cardmember Agreement for details, if applicable. Bookings are also subject to American Express Travel Terms and Conditions. To view these please visit americanexpress.ca/termsandconditions. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. $100 NEXUS◊ Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to the nearest dollar, up to a maximum of $100 CAD in cumulative statement credits, per account per four (4) year period, regardless of whether the NEXUS fees are charged on the Basic or Supplementary Card. American Express will not provide additional statement credits once the maximum of $100 CAD in cumulative statement credits have been issued for subsequent NEXUS application or renewal fees charged to the same eligible Card within the same four (4) year period even if the original application is rejected. For existing Cardmembers as of September 1, 2021, the first four (4) year period runs from September 1, 2021 until August 31, 2025. For new Cardmembers after September 1, 2021 , the first four (4) year period runs from the initial Card anniversary date until the day before the fourth (4th) Card anniversary date. In either case, each subsequent four (4) year period follows the period that immediately preceded it. American Express has no control over the application and/or approval process for the NEXUS program and does not have access to any information provided to the government by the Cardmember or by the government to the Cardmember. American Express has no liability regarding the NEXUS program. The NEXUS program is run by CBSA and the U.S. Customs and Border Protection independently (without administration by American Express). For additional information on the NEXUS program, please visit www.cbsa-asfc.gc.ca/prog/nexus/term-eng.html. The NEXUS program is subject to change, and American Express has no control over those changes. Please allow up to 8 weeks after the qualifying NEXUS transaction is charged to the eligible Card account for the statement credit to be posted to the Card account. American Express relies on accurate transaction data to identify eligible NEXUS purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 6-8 weeks, simply call the number on the back of your Card. Cardmembers are responsible for payment of all application charges until the statement credit posts to the Card account. To be eligible for this benefit, Card account(s) must be active and not in default at the time of statement credit fulfillment. ◊ Official mark and/or trademark of Her Majesty the Queen in Right of Canada, used under license. Underwritten by Chubb Life Insurance Company of Canada ("Chubb Life"). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law. Access to the American Express® Entrance is available to individuals upon the presentation of a valid American Express Card. Subject to Lounge capacity. Priority Line and Priority Bars – American Express® Cardmembers may access the Priority Line and/or Bar during an event operating day and must pay with a valid, unexpired American Express® Card. The Priority Line and/or Bar is serviced by Ed Mirvish Enterprises Limited staff and located at select bar areas within the Ed Mirvish, Princess of Wales and Royal Alexandra Theatres. Cardmembers and guests placing an order are required to comply with the theatre’s drink order limits. All theatre rules apply. Priority Line and/or Bar access is subject to change or cancellation at any time. You must be of local legal drinking age and must carry a valid government-issued identification to consume alcoholic beverages. Please drink responsibly. No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required. This card also has Flexible Payment Option (FPO). Flexible Payment Option lets you carry a portion of your balance with interest on eligible purchases. Card Members must pay all charges not included in their FPO balance in full. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information. Notify us at once if your Card or eligible device is lost or stolen, or you suspect it is being used without your permission. For more information on the Fraud Protection Guarantee, refer to Fraud FAQs. See details and Terms & Conditions on Amex.ca/App. Eligible cards will vary by offer and are subject to change. Offers are subject to terms and conditions and full program terms. Eligible on iPhone 5s and above with iOS 8 or higher. Eligible on iPhone X and above with iOS 11 or higher. Restrictions and limitations apply. Eligible cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada and cards issued by a licensed third party issuer (as applicable) are eligible cards for the offer. The following cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Subject to offer terms and conditions, and full program terms. Point transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca. To be eligible, Basic Platinum Cardmembers must book an eligible round-trip first class or business class flight with a minimum 1-night stay on the same itinerary through Platinum Card Travel Service and pay with their Platinum Card. Bookings must be made at least four hours prior to pick up time. Subject to availability. Booking changes or cancellations must be made with Platinum Card Travel Service. Please provide Platinum Card Travel Service notice of more than one hour prior to your scheduled pick up time of any change or cancellation. Failure to advise Platinum Card Travel Service of a change or cancellation within the minimum required time frame will count as one complimentary transfer usage. The Premium Airport Transfer Service must be within a 50-kilometer radius of the airport. Additional charges may apply and will need to be paid by the Platinum Cardmember if the car transfer goes over the 50-kilometer maximum. The maximum number of passengers and luggage allowed will be subject to vehicle availabilities. Platinum Cardmembers can receive up to 6 complimentary one-way transfers per calendar year. Cardmembers are limited to 4 one-way transfers per qualified round-trip flight and hotel booking. Locations where this service is available are subject to change without notice. For the current list of eligible locations, please contact Platinum Card Travel Service. One hour of complimentary wait time is included. American Express will request and provide your personal information such as your name, email address and mobile phone number to the service provider to fulfill on the Premium Airport Transfer Service. Once your booking is complete, the airport transfer service provider will send you servicing communications by email and text to confirm your booking and details of the service on the day of your pick up. For more details, please contact Platinum Card Travel Service. International Airline Program – The discount applies to the base airfare of the ticket(s). All ticket(s) are subject to government imposed taxes, fees and airline-imposed fuel, security surcharges and mandatory non-refundable fees. All ticket(s) purchased through the program will have all valid fare rules and restrictions apply. Tickets will only be refundable if the ticket purchased is in a refundable fare class. Airlines reserve right to modify fare rules and program participation prior to booking. Tickets are non-transferable or endorsable. To receive the discount, the purchase of the qualifying First, Business, or Premium Economy Class ticket(s) on a participating airline must be made over the phone through Platinum Travel or online at American Express Travel and paid in full with an American Express Card in the Platinum Cardmember’s name. Travel must originate in and return to select Canadian gateways. One-way travel permitted on some airlines. Available service classes in First, Business or Premium Economy where applicable are subject to airline availability. Cardmember and up to seven additional First, Business or Premium Economy Class passengers must travel together on same air itinerary. Not combinable with any other promotion and may not be available on all participating airline’s code-share partners, i.e., flights marketed by the ticketing airline but operated by its code-share partner. Participating airlines and benefits are subject to change. Limited time airline flash sales and private sale fare offers are excluded. The Hotel Collection - Valid at participating hotels for new bookings of at least two consecutive nights made through Platinum Card Travel Service, americanexpress.ca/travel or americanexpress.ca/thc. Payment must be made in full with an eligible American Express Card in the Canadian Platinum Cardmember’s name at time of checkout. The Platinum Cardmember must travel on the itinerary booked. (1) The Cardmember will receive the credit as deduction from the final hotel bill when checking out of the hotel; they will receive $1 for each eligible dollar spent up to $100 USD. Amenities vary by property and facilities available. Eligible charges must be charged to the room and exclude charges for taxes, gratuities, fees and cost of room. Additional exclusions based on specific hotel restriction may also apply including without limitation purchases within the hotel that are unaffiliated and/or owned by third parties - see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay. Offer is not redeemable for cash and expires at check-out. Credit is non-exchangeable and non-refundable and is applied in USD or equivalent in local currency based on exchange rate on day of arrival. May not be combined with other offer or programs unless indicated. Limit one credit per room, per stay. (2) A one category room upgrade is based on availability and eligibility at check-in to the hotel. The Minimum Amount Due will include all Due in Full balances (i.e., amounts above the Flexible Payment Option Limit), plus all fees and funds advances. As long as you pay at least your Minimum Amount Due by the Payment Due Date, these Due In Full balances will not incur interest. If you pay an amount equal to or greater than your Minimum Amount Due, but less than your total New Balance, you will be billed the interest accrued on the remaining Flexible Payment Option Balance on your next statement at an annual interest rate of 20.99% in accordance with your Cardmember Agreement, Information Box and Disclosure Statement. All payments must be received by the Payment Due Date shown on your monthly statement. ®, TM: Used by Amex Bank of Canada under license from American Express. †: All insurance coverage is subject to their terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet ®*, ™: 2021 Marriott International, Inc. All Rights Reserved. All names, marks, and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted. At American Express, we’re committed to helping you find products that are appropriate for you. For more information, visit amex.ca/appropriate-products.

American Express Platinum Card Details

Provider
American Express
Network Provider
American Express
Card Type
Rewards
Rewards Type
Points
Annual Fee
$$699
Purchase Interest Rate
30%
Credit Needed
Good (660 - 724)
                                                                                                                    

American Express Platinum Card Offices

Phone Number
1-800-567-2639
Email
support@americanexpress.com
Hours
Mon – Fri, 8:00 a.m. – 8:00 p.m. ET
Website
https://www.americanexpress.com/
Address
2225 Sheppard Avenue East North York ON M2J 5C2 Canada
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American Express Platinum Card Card Details
  • Min. Credit :
    Good (660 - 724)
                                                                    
  • Card Type : Rewards
  • Reward Type : Points
  • Providers : American Express
  • Network Provider : American Express
American Express Platinum Card Social Media
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  • Rewards
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