Is Brim Financial Legit?
Brim Financial is a Toronto-based non-bank credit card issuer founded in 2015. They appear to be committed to serving their customers well.
How Do I Qualify for the Brim World Elite Mastercard?
To be approved for the Brim World Elite Mastercard, you must:
- Be a Canadian resident
- Meet the minimum income requirements
- Be the age of majority in your province
What’s the Annual Fee and Income Requirement for This Card?
The annual fee is $199. It’s waived for the first year. To apply for the Brim World Elite Mastercard, you must have a personal annual income of at least $80,000. Or a domestic income of $150,000.
How Do I Earn Points With the Brim World Elite Mastercard?
You earn points per transaction made on your card. Brim's loyalty program enables accelerating step-up earn offers at participating retailers. Therefore, the more you use your card, the more the earn rate per dollar spent increases.
What Should I Do to Earn Accelerated Offers?
There’s nothing to do from your end. As long as you make purchases from the Brim Marketplace with your brim card online or in-store, you earn accelerated offers. Brim Marketplace will notify you about your accelerated amount.
How Much Are Brim Points Worth?
Brim points have a value of 1 cent each, regardless of whether you redeem them for merchandise or gift cards.
Can I Get My Points As Cashback?
Yes. Instead of using your points towards a purchase, you can redeem them as a statement credit. This can be done at any time rather than only at the end of the year. Also, you can redeem points with a value as little as $1.
Is There a Limit on Brim Open Rewards?
No. Brim Open Rewards are unlimited. This means no matter how much you spend, you’ll keep earning.