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Try the Crypto.com Midnight Blue card for free and get 1% bonus. - Claim this offer

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3 Reviews
  • $0 Annual Fee
  • $0 Welcome Bonus
  • 1% Rewards Rate
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Try the Crypto.com Midnight Blue card for free and get 1% bonus. - Claim this offer

Crypto.com Midnight Blue Overview

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Considered the beginner-level MCO card, this card does not require the obligatory staking of MCO tokens to access. Aimed at becoming an entry-level debit card for customers, the Crypto.com Midnight Blue card still offers a 1 percent CRO cash back reward for card spending.

Using this card, customers have a no-fee monthly ATM withdrawal limit of $200 and a monthly exchange limit of $2000. Exceeding these limits, resulting in a 2% ATM withdrawal fee and a 0.5% interbank fee for exchanges.

Crypto.com Midnight Blue Features

The standard debit card offers a 1 percent card cashback and no mandatory MCO token stake.

Withdrawal Limit: 200USD

Exchange Limit: 2000USD

Pro: No stake fees.

crypto.com bg25 - ratewise

Con: Customers using this card are not entitled to any rebate rewards or referral bonuses.

FAQs about Crypto.com Cards

Is the Crypto.com Visa Card a credit or debit card?

The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.

How do I apply for a Crypto.com Visa Card?

You need to stake CRO tokens for a period of 180 days to apply for a Crypto.com Visa Card. To do so, first sign up for a Crypto.com App account and complete our KYC verification. Next, purchase CRO tokens and deposit them into your Crypto Wallet in the App. If you buy CRO directly in the App, then no action is required. The amount of CRO depends on the card tier you’re applying for. Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Stake CRO’ button, and follow the on-screen instructions. Now, all you need to do is wait for Crypto.com to notify you when your card has shipped!

How do I redeem CRO rewards and purchase rebates?

All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month.

Are there any fees with Crypto.com cards?

Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one.

General Terms

Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals. * CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards programme. Please visit FAQ for full details. ** This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time. *** Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time. NOTE: Cardholders who maintain their CRO Card Stake will continue to enjoy the benefits associated with their card, but

  1. As of 1 June 2022 00:00:00 UTC, new Card Staking Rates in Fiat will apply should the cardholder (1) upgrade their card tier or (2) unstake and restake their CRO Card Stake at a later date.
  2. Cardholders who stake CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unstake.
For more details, please refer to the FAQ. Disclaimers The Crypto.com Visa Debit Card and the Crypto.com Cards are issued by Digital Commerce Bank and offered by Foris, Inc. All terms, applicable fees, and transaction limits may be found in the applicable Cardholder Agreement with Digital Commerce Bank pursuant to a license from Visa International. The Visa Brand is a registered trademark of Visa International. Cards can only be loaded with Canadian dollars and not crypto assets. All transactions are denominated in Canadian dollars. All transactions are converted to Canadian dollars and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals. ATM bank fees may apply. Rewards are paid to your Wallet App. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule. Crypto.com does not partner with merchants and is not liable for any third party actions or disputes. Transactions made under certain merchant categories or channels are excluded from the Rewards program. For more details, please refer to the FAQ.

Crypto.com Midnight Blue Details

Network Provider
Card Type
Rewards Type
Annual Fee
Credit Needed
Poor (300 - 559)

Crypto.com Midnight Blue Offices

Phone Number
Mon - Sat 9:00 - 5:30 PST
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August 14, 2022

They changed the 1% cashback to 0%…but if you want to top up with your bank account they will charge you 1% of commission.
Update from July 2022

January 5, 2022

Great place to start your crypto investing. ??

In addition, after you stake a min amount of 1000 CRO, you will receive a MCO visa card which gives a cashback of 2% for every transaction using the card as well as a reimbursement and cashback for your spotify premium ??

January 5, 2022

Great app. I started with Coinbase but this is much better not only with fees but also rewards and staking

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Crypto.com Midnight Blue Card Details
  • Min. Credit :
    Poor (300 - 559)
  • Card Type : Crypto
  • Reward Type : Specialty
  • Providers : Crypto.com
  • Network Provider : Visa
Crypto.com Midnight Blue Social Media
Crypto.com Midnight Blue Reviews
3.5 average based on 3 reviews
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