Get the Crypto.com Ruby Steel Card for no fees & 1% back- Comparewise

Crypto.com Ruby Steel Overview

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To access this card tier, customers are required to stake 50 MCO tokens. Upon unlocking this tier, users get access to a new Crypto.com Ruby Steel card that offers a 2% CRO return for card spending.

Using this card, customers have a monthly no-fee ATM withdrawal limit of $400 and an exchange limit of $4000. While ATM withdrawal and interbank fees remain the same, users of the ruby card are entitled to wallet cashback rewards that amount to 0.2%.

Crypto.com Ruby Steel Features

The second-tier debit card offers a 2% card cashback and 50% off investment fees for a mandatory 50 MCO token stake.

Withdrawal Limit: 400 USD

Exchange Limit: 4000 USD

Referral Bonus: 10%

Pros of Crypto.com Ruby Steel Card

50% discount on investment fees
100% purchase rebate for Spotify subscriptions linked to the account.
Referral bonus of up to 10% and additional $20 bonus for referring five additional users.

Con of Crypto.com Ruby Steel Card

No access to other price rebate rewards offered for higher tiers.

FAQs about Crypto.com Cards

Is the Crypto.com Visa Card a credit or debit card?

The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.

How do I apply for a Crypto.com Visa Card?

You need to stake CRO tokens for a period of 180 days to apply for a Crypto.com Visa Card. To do so, first sign up for a Crypto.com App account and complete our KYC verification. Next, purchase CRO tokens and deposit them into your Crypto Wallet in the App. If you buy CRO directly in the App, then no action is required. The amount of CRO depends on the card tier you’re applying for. Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Stake CRO’ button, and follow the on-screen instructions. Now, all you need to do is wait for Crypto.com to notify you when your card has shipped!

How do I redeem CRO rewards and purchase rebates?

All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month.

Are there any fees with Crypto.com cards?

Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one.

General Terms

Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals. * CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards programme. Please visit FAQ for full details. ** This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time. *** Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time. NOTE: Cardholders who maintain their CRO Card Stake will continue to enjoy the benefits associated with their card, but

As of 1 June 2022 00:00:00 UTC, new Card Staking Rates in Fiat will apply should the cardholder (1) upgrade their card tier or (2) unstake and restake their CRO Card Stake at a later date.
Cardholders who stake CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unstake.

For more details, please refer to the FAQ. Disclaimers The Crypto.com Visa Debit Card and the Crypto.com Cards are issued by Digital Commerce Bank and offered by Foris, Inc. All terms, applicable fees, and transaction limits may be found in the applicable Cardholder Agreement with Digital Commerce Bank pursuant to a license from Visa International. The Visa Brand is a registered trademark of Visa International. Cards can only be loaded with Canadian dollars and not crypto assets. All transactions are denominated in Canadian dollars. All transactions are converted to Canadian dollars and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals. ATM bank fees may apply. Rewards are paid to your Wallet App. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule. Crypto.com does not partner with merchants and is not liable for any third party actions or disputes. Transactions made under certain merchant categories or channels are excluded from the Rewards program. For more details, please refer to the FAQ.