Does Desjardins send emails when someone goes over their credit limit?
The answer to this question is yes. Emails are sent when the credit limit is exceeded. It is worth noting that Desjardins does not ask you to provide your personal data via email.
What is click to pay?
The click-to-pay function comes with the Desjardins Cash Back Visa Card. It allows you to save your credit card details for faster checkout. In other words, you won't have to manually enter it every time you make a purchase.
Do I need to inform Desjardins each time I go abroad and intend to use my credit card?
Desjardins has top-notch security systems that notice suspicious transactions. They work round the clock and detect transactions from any location in the world. You don't need to let them know prior to your travels.