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Get the Desjardins credit card with the most travel perks and rewards - Claim this offer

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  • $295 Annual fee
  • $0 Welcome Bonus
  • 4% Rewards Rate
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Get the Desjardins credit card with the most travel perks and rewards - Claim this offer

Desjardins Odyssey Visa Infinite Privilege Overview

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When it comes to credit cards, the Desjardins Odyssey Visa Infinite Privilege is one of the most fully-loaded choices. This makes it Desjardins’ priciest credit card option.

If a premium Visa is what you’re after, this is a fantastic choice. The Infinite Privilege Card offers generous earning potential on both designated purchases and everything else you buy. Additionally, it comes with a lower yearly cost than its competitors.

What makes it a go-to card for you? That’s what this review hopes to uncover, including its advantages, cons, and alternatives.

Pros and Cons of the Desjardins Odyssey Visa Infinite Privilege

Pros of the Desjardins Odyssey Visa Infinite Privilege card

  • Very strong and generous insurance capabilities
  • Superb 10.9% interest rate
  • Wide-ranging travel benefits and unlimited protection
  • Vast range of bonuses

Cons of the Desjardins Odyssey Visa Infinite Privilege card

  • Only accessible to high-threshold earners making over $200k a year.
  • Suited for frequent travelers
  • No welcome bonus

Is Desjardins Odyssey Visa Infinite Privilege right for you? Our verdict

This card is best suited to those who regularly travel, allowing them to take advantage of excellent benefits, such as bonuses and insurance benefits.

Desjardins Odyssey Visa Infinite Privilege rewards

  • Save 3% on everyday purchases and trips.
  • Benefit from a 4% rebate on entertainment, dining, and transportation.
  • Gain up to 1.75% cash back on everything else you buy.
Desjardins Odyssey Visa Infinite Privilege - comparewise

Perks of using Desjardins Odyssey Visa Infinite Privilege

  • Earn BONUSDOLLARS with the credit card offering up to 4% off your purchases, which you can use to earn cash back, rewards, purchase gift cards, financial services, and other travel expenses.
  • Access the Desjardins Odyssey Lounge for optimal relaxation before flights, featuring unlimited snacks, beverages, etc.
  • Identity theft protection and assistance
  • 24/7 Visa Infinite Privilege Concierge Service for various purposes
  • Ownership of the Desjardins Odyssey Visa Infinite Privilege card makes you eligible to receive another credit card at no additional cost or annual fee.
  • Overdraft transfer
  • Mobile payments
  • Extended warranty
  • Enjoy comprehensive travel insurance for up to 60 consecutive days, regardless of the number of trips during the year. This coverage considers spouses and dependent children
  • Includes a Visa PayWave contactless capability
  • Auto loss damage coverage
  • Extra protection for card purchases

Desjardins Odyssey Visa Infinite Privilege fees

  • $295 for the primary cardholder and $95 for additional cardholders
  • $395 for non-members
  • Additional card: $0 annual fees

Desjardins Odyssey Visa Infinite Privilege interest rates

  • Purchase interest rate: 10.9%
  • Cash advance rate: 10.9%

How to use Desjardins Odyssey Visa Infinite Privilege

Only Canadian citizens or residents who have reached the mandatory age of majority in their province or territory are eligible to use the Desjardins Odyssey Visa Infinite Privilege. Also, you’re required to earn over $200,000 per year (household).

If you manage to obtain this card, you can use it to enjoy extensive travel benefits and unlimited protection. Further, the Desjardins Odyssey Lounge will be at your disposal whenever you visit the Montreal-Trudeau Airport. That includes all travel-related expenses while in transit via flights.

Award tickets purchased with the Visa Infinite Privilege credit card qualify for insurance. This benefit includes no-charge protection against trip disruptions and cancellations.

If the cardholder’s grandchildren join them on a trip, they’ll also be covered under the card’s travel insurance. To use the Desjardins Odyssey Visa Infinite Privilege, wipe it at checkout, or insert it in a card reader. Shop online with the card’s details, and make payments with the number on it.

Alternatives to Odyssey Visa Infinite Privilege Card

As always, you can always consider these alternatives to the Desjardins Odyssey Visa Infinite Privilege:

Desjardins Odyssey Visa Infinite Privilege Vs. Desjardins Odyssey Gold Visa

Unlike the Desjardins Odyssey Visa Infinite Privilege, the Desjardins Odyssey Gold Visa offers a 19.9% interest rate. However, the $110 annual fee is much better, coupled with a wide-ranging rewards program, including travel insurance that covers you consecutively for up to 60 days. Also, you get around 25% discounts when renting cars at Hertz, Thrifty, and Dollar.

Desjardins Odyssey Visa Infinite Privilege Vs. Cash Back World Elite Mastercard

The Cash Back World Elite Mastercard has a 19.9%, which is higher than its counterpart here. However, the Annika fee is very generous at $100. There is no reward program, but brace up for a cashback offer of 3% on most purchases. On the other hand, the Desjardins Odyssey Visa Infinite Privilege has low-interest rates and an effective rewards program.

Desjardins Odyssey Visa Infinite Privilege Vs. Desjardins Cash Back Visa

The Desjardins Cash Back Visa carried an interest rate of up to 19.9%, which is way higher than the Desjardins Odyssey Visa Infinite Privilege card. However, no annual fees are attached, and you’re entitled to around 2% cash back, depending on your purchases.

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FAQs about the Desjardins Odyssey Visa Infinite Privilege

Can I apply for the Desjardins Odyssey Visa Infinite Privilege card online?

No, you must apply for the Desjardins Odyssey Visa Infinite Privilege Credit Card online. This can also be done face-to-face or over the phone.

Does the Desjardins Odyssey Visa Infinite Privilege have good benefits?

Yes, you get comprehensive travel insurance, limited healthcare coverage, and auto rental insurance. Other perks are access to the Visa Infinite Luxury Hotel Collection and exclusive entertainment offers.

Is there a minimum annual income amount to get the Desjardins Odyssey Visa Infinite Privilege card?

Yes, the minimum annual income you need to obtain a Desjardins Odyssey Visa Infinite Privilege credit card is $200,000.

Desjardins Odyssey Visa Infinite Privilege Details

Provider
Desjardins
Network Provider
Visa
Card Type
Rewards
Rewards Type
Travel
Annual Fee
$295
Purchase Interest Rate
10.9%
Cash Advance Rate
10.9%
Credit Needed
Very Good (725 - 759)
                                                                                                                    

Desjardins Odyssey Visa Infinite Privilege Offices

Phone Number
1-800-363-3380
Hours
Monday to Friday, 7 AM to 11 PM, Saturday and Sunday, 8:30 AM to 8:00 PM
Website
Address
100 Rue des Commandeurs Lévis QC G6V 5C1 Canada
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Desjardins Odyssey Visa Infinite Privilege Card Details
  • Min. Credit :
    Very Good (725 - 759)
                                                                    
  • Card Type : Rewards
  • Reward Type : Travel
  • Providers : Desjardins
  • Network Provider : Visa
Desjardins Odyssey Visa Infinite Privilege Social Media
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