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  • $30 Annual fee
  • $0 Welcome Bonus
  • 1.5% Rewards Rate
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Get up to 1.5% cashback on your day-to-day purchases - Claim this offer

National Bank ECHO Cashback Mastercard Overview

The National Bank ECHO Cashback Mastercard offers generous rewards on purchases. You’ll earn 1.5% cashback on everyday purchases like groceries and gas. Apart from the 1.5%, you’ll earn 1% on everything else.

The National Bank ECHO Cashback Mastercard is best suited for frequent shoppers based on the cashback rewards. It’s an excellent choice if you want a simple Mastercard that can earn lucrative rewards.

With no minimum income criterion and no annual fee, this is an attractive starter card for students. It’s also an affordable card for those with a tight budget.

The competitive cashback rate is an excellent bonus if you frequently make online purchases. Also, the insurance features make it an excellent supplementary card to keep in your wallet. You’ll get purchase protection and extended warranty benefits.

Its portfolio of top-tier benefits also includes a low credit limit. The National Bank ECHO Cashback Mastercard offers a credit limit starting at $500. This fantastic deal enables you to stick to your monthly budget.

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What’s more, you can benefit from several Mastercard benefits. This includes Priceless cities, giving you exclusive offers and perks.

These benefits may not measure up against other cashback Mastercards. However, the fact that there are no income limits means anyone can apply for the card.

The National Bank ECHO Cashback Mastercard offers more options to redeem your cashback. You can redeem your cashback as a credit on your statement, a cheque, or a direct deposit into your account. However, you can’t make purchases for travel or entertainment with your cashback.

Essential Information

Network

Mastercard

Provider

National Bank

Card Type

Cashback

Rewards

The National Bank ECHO Cashback Mastercard’s primary reward is cashback.

Cashback

With the National Bank ECHO Cashback Mastercard, you will earn:

  • 1.5% cashback on groceries, gas, and online purchases, and
  • 1% cashback on restaurants and shows, cellphone and utilities, and miscellaneous expenses
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Other Perks

The National Bank ECHO Cashback Mastercard has the following benefits.

  • Mastercard Zero Liability keeps you from being held liable for unauthorized transactions made with your card.
  • Access to unique experiences with Priceless Cities®, including room upgrades and exclusive menus.
  • Mastercard Tap & Go® for quicker payments when checking out in-store.
  • Purchase protection for up to 90 days following the purchase date. The maximum coverage you’ll receive for the entire duration of your account is $60,000.
  • The extended warranty doubles up to one extra year for a manufacturer’s original warranty.
  • Mastercard® ID Check protects you against fraud by verifying your identity when you purchase online.
  • Ability to redeem your cashback as soon as you earn $10. You can view your cashback on the go via any tablet or mobile device.
  • Temporarily lock your card or replace it through your online bank if it’s stolen or misplaced.
  • Ability to add more cards to your account to maximize cashback rewards.

Costs and Fees

  • Annual fee: $30
  • Additional card fee: $0
  • Purchase interest rate: 20.99%
  • Cash advance interest rate: 22.49%
  • Balance transfer interest rate: 22.49%
  • Minimum credit limit: $500

FAQ

What Are the Eligibility Requirements for the National Bank ECHO Cashback Mastercard?

To be eligible for a National Bank ECHO Cashback Mastercard, you must meet the following requirements:

  • Canadian citizen, and
  • Age of majority in your province (18 or 19 years old)
  • Have a source of income

Can I Transfer My Cashback to Another Person?

No. According to the National Bank Cashback Program rules, “No cashback may be given, exchanged, bequeathed or transferred to another person, even in the event of divorce, separation or loss of employment.”

Who’s the National Bank ECHO Cashback Mastercard For?

Frequent shoppers might find the National Bank ECHO Cashback Mastercard a great addition to their wallet. If fuel, foodstuffs, and online shopping are your major spending categories, you can get a lot of value from this card.

This is especially true if you spend over $500 per month on these expenses. Spending $6,000 a year on groceries can earn you up to $30 in cashback.

Does the National Bank ECHO Cashback Mastercard Have a Sign-Up Offer?

No, the National Bank ECHO Cashback Mastercard doesn’t have a sign-up offer. However, it offers 1.5% cashback rewards.

Which Categories Earn Cashback Rewards?

You’ll earn cashback rewards when spending money on gas, online purchases, and groceries.

How Can I Increase My Cashback Rewards?

Gas and groceries offer the highest returns. Therefore, focus on using your card to make purchases in these categories. Also, online purchases will earn you just as much return.

How Many Times Can I Redeem My Cashback Rewards in Year?

You can redeem your rewards anytime and get cashback more than once a year. What’s more, you can get it at any amount as soon as you hit the minimum $10 redemption requirement.

Can I Apply For A National Bank ECHO Cashback Mastercard Online?

Yes, you can apply for the National Bank ECHO Cashback Mastercard online. Visit the National Bank website to get started.

National Bank ECHO Cashback Mastercard Details

Provider
National Bank
Network Provider
Mastercard
Card Type
Balance Transfer, Rewards
Rewards Type
Cashback
Annual Fee
$30
Purchase Interest Rate
20.99%
Cash Advance Rate
22.49%
Balance Transfer Rate
22.49%
Credit Needed
Good (660 - 724)
                                                                                                                    

National Bank ECHO Cashback Mastercard Offices

Phone Number
1-888-835-6281
Email
info@nbc.ca
Hours
Monday to Friday, 7 a.m. to 10 p.m. (ET), Saturday and Sunday, 8 a.m. to 8 p.m. (ET)
Address
600 Gauchetiere St W Montreal QC H3B 4L2 Canada
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National Bank ECHO Cashback Mastercard Card Details
  • Min. Credit :
    Good (660 - 724)
                                                                    
  • Card Type : Balance Transfer, Rewards
  • Reward Type : Cashback
  • Providers : National Bank
  • Network Provider : Mastercard
National Bank ECHO Cashback Mastercard Social Media
National Bank ECHO Cashback Mastercard Reviews
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Characteristics
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  • Rewards
Experience
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