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National Bank Platinum Mastercard Overview

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**Limited time offer: Get the first year of annual fees reimbursed plus earn welcome bonuses described blow! Promotion ends April 16, 2023. *Promotion conditions below.

Welcome points

You will earn 25,000 reward points if you charge a net purchase amount of $2,500 to the credit card within 3 months of opening your account.

Points are earned on net purchases for a period of 3 months from the account opening date. Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points when you sign up for credit card payment insurance

You will earn 10,000 reward points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain cashback, compete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.

Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points earned on the 1st anniversary of the account opening date

You will earn 10,000 reward points if you charge a net purchase amount of $6,000 to the credit card no later than 12 months after the account was opened.

Points are earned on net purchases for a period of 12 months from the account opening date. Your rewards points will be credited to the credit card account in a single payment no later than the 2nd statement following the anniversary date of your account.

The National Bank Platinum Mastercard is suitable for those who want a rewards card that matches their lifestyle. You can get approved within 5 minutes, and no minimum income is needed.

You can earn up to 2 points for every $1, which you can trade for rewards, offers, and products from a selection of popular brands. Their travel insurance allows you to get up to 10 days of coverage in addition to trip cancellation or interruption insurance.

The National Bank Platinum Mastercard is also an excellent choice to receive an extended warranty on most credit card transactions for up to two years.

The rewards plan includes travel deals, À la carte Travel features and extras and an option to use your rewards points to pay off your credit card balance.

Additionally, you can enjoy generous insurance coverages such as purchase protection against theft or damage, trip cancellation insurance, trip interruption insurance, medical/hospital insurance, flight delay insurance, baggage insurance, vehicle rental insurance, and medical, general, and legal assistance.

On top of that, you get a $0 annual fee for the first year and an additional card for free for the first year.

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Essential Information

Network

Mastercard

Provider

National Bank

Card Type

Platinum Card

Rewards

  • 1.5 points for every $1 (you can earn points quicker by adding another card to your account or by going through the À la carte Travel™ online agency.
  • À la carte Rewards Plan® allows you to travel with the agency and airline you prefer.
  • Save on holiday packs and travel tickets when you claim your points through the À la carte Travel online agency.
  • The À la carte Extras allows you to invest, save on banking or pay your mortgage with rewards points.
  • Use your rewards points to pay your credit card balance by accessing your online bank.
National Bank Review Credit Cards - Comparewisel

Insurance

The National Bank Platinum Mastercard offers the following coverage:

  • $1,000 in mobile device insurance for up to 2 years
  • Summary and insurance certificate
  • Zero liability (180 days after purchase)
  • Purchase protection for theft or damage (180 days after purchase)
  • Extended warranty with a possibility of extending the manufacturer’s warranty 3x.
  • Up to $1000 trip cancellation insurance (per person)
  • Up to $1500 trip interruption insurance (per person)
  • Up to $5,000,000 of out-of-province-of-residence medical or hospital insurance for ten days(per person)
  • Up to $500 of flight delay insurance over 4 hours (per person)
  • Up to $500 of baggage insurance in case of delay over 6 hours (per person)
  • Up to $1,000 of baggage insurance (per person)
  • Vehicle rental insurance within 48 days
  • Medica, general and legal assistance

Costs and Fees

  • Annual fee: $0 for the first year (annual fee will be charged and then reimbursed)
  • Annual fee after the first year: $70
  • Yearly fee for an additional card: $35
  • Purchase rate: 20.99%
  • Balance transfer and cash advance rate: 22.49%
  • Minimum credit limit: $500

*Promotion Conditions

Net purchases

The net purchase volume is the amount of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.

Account in good standing

The account must be open and in good standing at the time when annual fees are refunded or reward points are applied.

Reward points limit

There is a limit of one reward amount per client and per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account during the promotion, regardless of the number of cards linked to the account.

Change in eligible credit card

If you sign up for an eligible card during the promotion and subsequently change your card before the first anniversary of opening your account, you will earn the points applicable on the 1st anniversary of the date you opened your active card provided that you meet the promotion conditions.

Other conditions

  • The card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.
  • To take advantage of this welcome offer, you must not currently hold a personal National Bank Mastercard credit card or have held one in the last 24 months.
  • The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.
  • You must not be employed by us or by an entity in our group.
  • The promotion may be modified or withdrawn without notice.

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FAQs about the
National Bank Platinum Mastercard

What Is The National Bank Platinum Mastercard?

The National Bank Platinum Mastercard is a credit card suitable for those who have big or small projects. It has numerous benefits such as no minimum income required, rewards, insurance coverages and no annual fee for the first year.

How Does the National Bank Platinum Mastercard?

The National Bank Platinum Mastercard work by giving you a credit limit (minimum $500) for everyday transactions. You can earn 1.5 points for every $1, save on travel deals and even use your rewards points to pay off your credit card balance.

What Are The Fees For The National Bank Platinum Mastercard?

The cost and fees for the National Bank Platinum Mastercard include:

  • Annual fee: $0 for the first year (annual fee will be charged and then reimbursed)
  • Annual fee after the first year: $89
  • Annual fee for an additional card: $35
  • Purchase rate: 20.99%
  • Balance transfer and cash advance rate: 22.49%
  • Minimum credit limit: $500

What Is The Minimum Income Requirement For The National Bank Platinum Mastercard?

The National Bank Platinum Mastercard has no minimum income required. This is an easy way to access a credit credit with numerous benefits and build credit.

National Bank Platinum Mastercard Details

Provider
National Bank
Network Provider
Mastercard
Card Type
Rewards
Rewards Type
Points, Travel
Annual Fee
$0
Purchase Interest Rate
20.99%
Credit Needed
Good (660 - 724)
                                                                                                                    

National Bank Platinum Mastercard Offices

Phone Number
1-888-835-6281
Email
sbc-abs@nbc.ca
Hours
Monday to Friday, 7 a.m. to 10 p.m. (ET) Saturday and Sunday, 8 a.m. to 8 p.m. (ET)
Address
600 De La Gauchetière Street West, 4th Floor Montreal Quebec H3B 4L2 Canada
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National Bank Platinum Mastercard Card Details
  • Min. Credit :
    Good (660 - 724)
                                                                    
  • Card Type : Rewards
  • Reward Type : Points, Travel
  • Providers : National Bank
  • Network Provider : Mastercard
National Bank Platinum Mastercard Social Media
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