tag icon

Receive up to 2 points for every dollar spent - Claim this offer

pencil icon Write a review
No Reviews
  • $115 Annual Fee
  • $0 Welcome Bonus
  • 2 pt Every $1 Spent
tag icon

Receive up to 2 points for every dollar spent - Claim this offer

National Bank World Mastercard Overview

Editorial Note: Comparewise is supported by our readers. When you find products and services through links on our site, we may earn commission.

The National Bank World Mastercard is ideal for those who want to earn up to 2 points for every dollar spent. It is suitable for those with a gross annual income of $60,000 to $100,000 of household income.

You can earn 2 points for every $1, depending on your net spending over a 12-month period (net expenditure of $20,000 – $30,000 gives you 2 points for every $1).

Access up to 3x the manufacturer’s warranty for most items bought using the National Bank World Mastercard. Their comprehensive travel insurance includes 60 days of coverage, including trip cancellation/interruption, baggage loss and car rental insurance.

The National Bank World Mastercard also allows you to use your points to pay your travel expenses (plane tickets, car rentals, vacation home rentals etc.). You can also make the most out of your points when you claim them for travel rewards by booking through them.

Through the À la carte Extras program, you can pay your card balance, invest or pay your mortgage with your reward points. You can also redeem your points at their online store to access a variety of rewards from top brands.

national bank credit card rewards - comparewise

Essential Information

Network

Mastercard

Provider

National Bank

Card Type

Rewards Credit Card

Rewards

  • Earn up to 2 points for every $1 depending on your net spending over a 12-month timeframe. For example, net spending of $20,001 – $30,000 allows you to earn two points per dollar.
  • Earn quicker by adding another card to your account or through the À la carte Travel™ online agency.
  • À la carte Rewards Plan® allows you to travel with the agency and airline you prefer.
  • Save on holiday packs and travel tickets when you claim your points through the À la carte Travel online agency.
  • The À la carte Extras allows you to invest, save on banking or pay your mortgage with rewards points.
  • Use your rewards points to pay your credit card balance by accessing your online bank.

Insurance

The National Bank World Mastercard offers the following coverage:

  • Summary and insurance certificate
  • Zero liability (180 days after purchase)
  • Purchase protection for theft or damage (180 days after purchase)
  • Extended warranty with a possibility of extending the manufacturer’s warranty 3x.
  • Up to $2,500 trip cancellation insurance (per person)
  • Up to $5,000 trip interruption insurance (per person)
  • Up to $5,000,000 of out-of-province-of-residence medical or hospital insurance for ten days (per person)
  • Up to $500 of flight delay insurance over 4 hours (per person)
  • Up to $500 of baggage insurance in case of delay over 6 hours (per person)
  • Up to $1,000 of baggage insurance (per person)
  • Vehicle rental insurance within 48 days
  • Medica, general and legal assistance

Costs and Fees

  • Annual fee: $115
  • The yearly fee for an additional card is $35
  • Purchase rate: 20.99%
  • Balance transfer and cash advance rate: 22.49%
  • Minimum credit limit: $5,000

You might also like…

FAQs about the
National Bank World Mastercard

What Is The National Bank World Mastercard?

The National Bank Platinum Mastercard is the ideal credit card suitable for those with a gross income of at least $60,00 or an annual household income of at least $100,000. It has numerous benefits that allow you to earn points, get rewards, travel deals and more.

How Does The National Bank World Mastercard Work?

The National Bank World Mastercard work by giving you a credit limit (minimum of $5,000) to be used for everyday transactions. You can earn up to 2 points per dollar depending on the net spending, rewards, travel deals and rewards and an option to use your points to pay off your credit card balance. Spend $2,000 a month using the National Bank World Mastercard, and you can receive up to 33,000 rewards points annually and get more than $250 in rewards.

What Are The Fees For The National Bank World Mastercard?

The cost and fees for the National Bank Platinum Mastercard include:

  • Annual fee: $115
  • The annual fee for an additional card is $35
  • Purchase rate: 20.99%
  • Balance transfer and cash advance rate: 22.49%
  • Minimum credit limit: $5,000

How Does The National Bank World Mastercard Points System Work?

The National Bank World Mastercard allows you to earn up to 2 points for every dollar. For example:

  • $0 to $20 000: 1.25 points per dollar in spending
  • $20 001 to $30 000: 2 points per dollar in spending
  • $30 001 and more: 1.25 points per dollar in spending

What Are The Requirements For The National Bank World Mastercard?

The requirements for the National Bank World Mastercard include:

  • Appropriate age depending on the province/territory in Canada
  • Must be a Canadian resident
  • Have an individual income of at least $60,000 or at least $100,000 of household income or have $15,000 charged to the card per year, or have $250,000 in investable assets

Legal disclaimer

In the legal disclaimer section

  • Details of eligible rewards points
  • Credit terms
  • Insurance
Details of eligible rewards points Certain restrictions apply. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points. Credit Terms Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly. Example of credit charges over a 30-day period 
Annual interest rate  Average balance 
  $500  $3,000 
22.49%  $9.24  $55.45 
20.99%  $8.63  $51.76 
12.90%  $5.30  $31.81 
8.9%  $3.66  $21.95 
*Variable interest rate in effect on September 1, 2021 Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250. Travel and health insurance conditions This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

National Bank World Mastercard Details

Provider
National Bank
Network Provider
Mastercard
Card Type
Rewards
Rewards Type
Points, Travel
Annual Fee
$$115
Purchase Interest Rate
20.99%
Cash Advance Rate
22.49%
Balance Transfer Rate
22.49%
Credit Needed
Very Good (725 - 759)
                                                                                                                    

National Bank World Mastercard Offices

Phone Number
1-888-835-6281
Email
sbc-abs@nbc.ca
Hours
Monday to Friday, 7 a.m. to 10 p.m. (ET) Saturday and Sunday, 8 a.m. to 8 p.m. (ET)
Address
600 De La Gauchetière Street West, 4th Floor Montreal Quebec H3B 4L2 Canada
Social
Review widget

Add the badge below to show your rating on your website in 3 simple steps:

  1. Choose the badge that you like
  2. Copy the widget HTML code
  3. Paste the HTML code on your website

Most of our partners add the badge to the header or footer of their website and email signature for:

  • social proof to build credibility with new and existing customers
  • boost conversions throughout the entire marketing funnel
  • stand out on Google search with user generated content

Reviews

No reviews submitted yet. Have you used this brand in the past? Be the first to review!

Submit Review

Thank you for your valuable input!

Characteristics
  • Bonuses
  • Rewards
Service
  • Knowledge
  • Usability
moomoo ad banner
National Bank World Mastercard Card Details
  • Min. Credit :
    Very Good (725 - 759)
                                                                    
  • Card Type : Rewards
  • Reward Type : Points, Travel
  • Providers : National Bank
  • Network Provider : Mastercard
National Bank World Mastercard Social Media
National Bank World Mastercard Reviews
0 average based on no reviews
Characteristics
  • Bonuses
  • Rewards
Experience
  • Service
  • Usability

Grow your finances today.

By submitting, you agree to comparewise’s terms of use and privacy policy.

Browse credit cards by Type

High-interest charges ...

Business credit cards ...

Check out the top crypto cards offered by crypto p...

Credit cards are conve...

Most credit cards comb...

Having a credit card c...

With the credit card i...

If you have poor or no...

Getting your first cre...

Car loan?
Personal Loan?

Top deals await you just a short
application away!