Should I Get the PC Financial World Elite MasterCard?
If you frequent Loblaw grocery stores or Esso and Mobil gas stations, you earn 30 points per $1 you spend. That’s a good bargain, considering you don’t pay an annual fee on the card. Also, if you regularly shop at Shoppers Drug Mart or Pharma Prix, it’s valuable to have this card.
Who’s Eligible for This Card?
Anyone can get the PC Financial World Elite MasterCard as long as you:
- Are a Canadian resident
- Are the age of majority in your province or territory
- Have a credit score of 560+
- Earn a minimum annual personal income of $80,000 or have a minimum domestic income of $150,000
How Many Points Do I Need to Make a Redemption Request?
You must have 10,000 points before making a redemption request. This will allow you to make $10 worth of purchases for groceries and products.
How Do I Redeem My Points?
You can redeem points at participating stores or online at pharmaprix.ca, pcexpress.ca, shoppersdrugmart.ca, and joefresh.com.
Does the PC Financial World Elite Mastercard Have an Annual Fee?
No. There is no annual fee on the PC Financial World Elite MasterCard.
What’s the Annual Interest Rate on This Card?
The standard annual purchase interest rate is 20.97%. For cash advances, the standard rate is 22.97% or 21.97% in Quebec.
Bear in mind that these rates can increase, with prior notice, after PC Financial reviews your account use and credit history. A basic rate of 25.95% will apply for purchases and 27.95% for cash advances.
How Do I Pay for My PC Financial World Elite Mastercard Balance?
You can pay your card balance online, via telephone, or bank machine. Alternatively, you can make a payment in-branch or mail it to PC Financial.
I’m Planning to Travel Abroad. What’s the Foreign Currency Conversion Charge on the PC Financial World Elite Mastercard?
The foreign currency conversion rate is 2.5%.