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Special Offer: Upon sign up, new Plastk customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*

Secured credit cards are great for building credit, but they often don’t come with many perks. If they offer rewards and cashback, they’re likely to have a higher annual fee or more stringent requirements.

That’s not the case with the Plastk card. This secured credit card allows you to enjoy several benefits for an annual fee of $48. All you have to do is deposit security funds between $300 and $10,000.

Afterward, Plastk will grant you a credit line equivalent to your security deposit. The great thing about this card is that you will get your security deposit back when you decide to close your account.

As a new cardholder, you can earn up to 5,000 bonus points with a value of $20 after three months. In addition, you get a 0% APR for the first three months of account opening.

It gets better from there. Earn 1 point for every dollar you spend on eligible purchases. You can redeem all the points you earn for gift cards, merchandise, exclusive member events, or charity donations. You can cash them in for statement credits as well.

Also, you can redeem your points for travel and hotels. If you’ve been meaning to take a much-needed break, you can start working towards your future dream vacation.

With the Plastk card, you’ll have access to your credit score every month through Equifax. This makes it simple to monitor your credit score’s progress over time while you work to improve it.

The approval rate is an excellent complement to the Plastk card. It takes about 24 hours to receive approval for a Plastk card application. You’ll also benefit from an interest-free grace period of 25 days on purchases and 3 days on cash advances.

The Plastk card is accepted anywhere Visa is used worldwide. This gives you over 200 million choices.

Essential Information

Network

Visa

Provider

Plastk

Card Type

Travel

Rewards

The Plastk card boasts an exciting offer for first-time cardholders and reward points.

Welcome Bonus

As a new cardholder, you will earn:

• 0% APR for 3 months
• 5,000 bonus reward points with a value of $20

Points

For every $1 spent on all purchases with your Plastk card, you’ll earn 1 point.

Other Perks

You will receive the following benefits besides the welcome bonus and Plastk reward points.

• Monthly credit score, credit education & insights through Equifax.
• Fraud liability protection to safeguard your card against fraudulent or suspicious activities.
• Instant balance payments via interact e-transfer.
• The 25-day interest-free grace period on purchases.
• 3 days grace period on cash advances.
• Potential to earn more points through the Plastk referral program.
• No credit check.
• Low annual fee.
• Guaranteed approval.

Costs and Fees

The Plastk Card carries the following costs and fees:

• Annual fee: $48
• Monthly maintenance fee: $6
• Purchase interest rate: 17.99%
• Cash advance interest rate: 21.99%
• Balance transfer interest rate: 17.99%
• The interest-free grace period on purchases: 25 days
• The grace period on cash advances: 3 days
• Foreign transaction fee: 3.5%