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Get a 5,000 point welcome bonus when you join Plastk - Claim this offer

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  • $48 Annual Fee
  • 5,000 pts Welcome Bonus
  • 1 pt Every $1 Spent
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Get a 5,000 point welcome bonus when you join Plastk - Claim this offer

Plastk Card Overview

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Special Offer: Upon sign up, new Plastk customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*

Secured credit cards are great for building credit, but they often don’t come with many perks. If they offer rewards and cashback, they’re likely to have a higher annual fee or more stringent requirements.

That’s not the case with the Plastk card. This secured credit card allows you to enjoy several benefits for an annual fee of $48. All you have to do is deposit security funds between $300 and $10,000.

Afterward, Plastk will grant you a credit line equivalent to your security deposit. The great thing about this card is that you will get your security deposit back when you decide to close your account.

As a new cardholder, you can earn up to 5,000 bonus points with a value of $20 after three months. In addition, you get a 0% APR for the first three months of account opening.

It gets better from there. Earn 1 point for every dollar you spend on eligible purchases. You can redeem all the points you earn for gift cards, merchandise, exclusive member events, or charity donations. You can cash them in for statement credits as well.

Plastk 728X90 Comparewise - Comparewise

Also, you can redeem your points for travel and hotels. If you’ve been meaning to take a much-needed break, you can start working towards your future dream vacation.

With the Plastk card, you’ll have access to your credit score every month through Equifax. This makes it simple to monitor your credit score’s progress over time while you work to improve it.

The approval rate is an excellent complement to the Plastk card. It takes about 24 hours to receive approval for a Plastk card application. You’ll also benefit from an interest-free grace period of 25 days on purchases and 3 days on cash advances.

The Plastk card is accepted anywhere Visa is used worldwide. This gives you over 200 million choices.

Essential Information





Card Type



The Plastk card boasts an exciting offer for first-time cardholders and reward points.

Welcome Bonus

As a new cardholder, you will earn:

  • 0% APR for 3 months
  • 5,000 bonus reward points with a value of $20


For every $1 spent on all purchases with your Plastk card, you’ll earn 1 point.

Plastk 728X90 2 Comparewise - Comparewise

Other Perks

You will receive the following benefits besides the welcome bonus and Plastk reward points.

  • Monthly credit score, credit education & insights through Equifax.
  • Fraud liability protection to safeguard your card against fraudulent or suspicious activities.
  • Instant balance payments via interact e-transfer.
  • The 25-day interest-free grace period on purchases.
  • 3 days grace period on cash advances.
  • Potential to earn more points through the Plastk referral program.
  • No credit check.
  • Low annual fee.
  • Guaranteed approval.

Costs and Fees

The Plastk Card carries the following costs and fees:

  • Annual fee: $48
  • Monthly maintenance fee: $6
  • Purchase interest rate: 17.99%
  • Cash advance interest rate: 21.99%
  • Balance transfer interest rate: 17.99%
  • The interest-free grace period on purchases: 25 days
  • The grace period on cash advances: 3 days
  • Foreign transaction fee: 3.5%

FAQs about the
Plastk Card

Who Is Eligible for the Plastk Card?

Compared to other credit cards, the Plastk card has fewer requirements. To be eligible for a Plastk card, you must be a Canadian citizen. In addition, you must be the age of majority in your province (at least 18 or 19 years old). If you have no credit history or a low credit score, you can get approval for the Plastk card.

How Long Does It Take to Get Approval for a Plastk Card?

The approval procedure is quick. Within 24 hours of submitting your application, you should receive a response. You will be notified of the outcome of your application via email. And you'll receive instructions on how to activate the card.

How Long Does It Take to Get the Card?

You will receive your Plastk card within 10-15 business days. But only after your security deposit is confirmed.

Does the Plastk Card Have a Sign-up Bonus?

Yes, when you sign up for the Plastk card, you'll get 5,000 reward points. This equates to $20 in cash.

What Kind of Rewards Does the Plastk Card Have?

The Plastk card comes with reward points. These reward points can be used to make purchases. And you can manage and track your reward points with the Plastk app.

What Can I Redeem My Points For?

You can use the points you earn for several benefits, including:

  • Merchandise
  • Travel and hotels
  • Statement credits
  • Gift cards
  • Exclusive member events
  • Charity donations

Can I Use the Plastk Card Anywhere?

The Plastk card can be used anywhere that accepts Visa cards. Overall, the card is accepted in over 200 million locations worldwide.

What Is the Credit Limit?

The credit limit on the Plastk card ranges from $300 to $10,000. The amount you deposit to secure your account will determine your credit limit.

General Terms

*Visa International and Digital Commerce Bank do not provide any of the services or benefits related to the Plastk rewards program. The terms and conditions applicable to these services or benefits are contained in the agreement between you and Plastk Financial & Rewards Inc. All credit Issued by Plastk Financial & Rewards Inc. This card is owned and issued by Digital Commerce Bank, pursuant to license from Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of *Visa International.

Plastk Card Details

Network Provider
Card Type
Rewards Type
Points, Travel
Annual Fee
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Rate
Credit Needed
Poor (300 - 559)

Plastk Card Offices

Phone Number
Mon-Fri from 9:00 am to 5:00 pm MT
620 12thave SW Suite 201 Calgary AB T2R 0H5 Canada
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Plastk Card Card Details
  • Min. Credit :
    Poor (300 - 559)
  • Card Type : Rewards
  • Reward Type : Points, Travel
  • Providers : Plastk
  • Network Provider : Visa
Plastk Card Social Media
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