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Rogers Red World Elite Mastercard Overview
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TheRogers Red World Elite Mastercard is one of the leading cashback credit cards in Canada for people who love to see the world. The card offers numerous benefits to holders, including cash back on eligible purchases (up to 3% on USD eligible purchases and up to 2% on other currencies).
If you’re a Rogers, Fido or Shaw customer who frequently travels to the United States, the Rogers Red World Elite Mastercard can provide you with lots of savings and rewards.
One of this card’s main selling points is its 3% cashback for USD transactions for Rogers, Fido and Shaw customers, which covers the 2.5% FX fee you’ll encounter.
Cardholders enjoy a DragonPass subscription, which is helpful in accessing airport lodges anywhere in the world. However, there is a charge of $32 USD for each visit. You also get access to unrestricted connectivity to hotspots worldwide.
As a cardholder, you can acquire a new smartphone under the Equal Payment Plan with no interest charged. This feature proves beneficial if you cannot make a one-time payment for a phone, as it allows you to avoid any interest or extra charges provided you fulfil your monthly payment obligations.
The best part of owning a Rogers Red World Elite Mastercard is that it qualifies you for some travel and insurance benefits. Also, you don’t have to pay any annual fee when using the card.
Rogers Red World Elite Mastercard essential information
Rogers Red World Elite Mastercard rewards
This card offers complimentary membership to Mastercard Travel Pass fromDragonPass. With this, you gain access to over 1,300 airport lounges globally. Each visit to these lounges will cost only $32 USD per person.
For Rogers customers, the card also comes with 5 Roam Like Home Days at no cost ever year (up to an $80 value) and zero liability, transaction monitoring & alerts, and optional balance protection insurance.
Roam Like Home Days allow Rogers customers to use their phone plan’s data, talk and text like they would at home in over 185+ destinations around the world for a daily fee ($12/day in the U.S., $15/day in other eligible destinations).
Rogers Red World Elite Mastercard cashback
Cardholder type
Cashback rates
Rogers, Fido and Shaw customers
💰2% on non-USD eligible purchases
Everyone else
💰1.5% on non-USD eligible purchases 🇺🇸3% on USD eligible purchases
This card offers a notable benefit of earning 3% cash back on eligible purchases made in US dollars, a rare feature among credit cards. The cashback for other supported currencies is 2% for Rogers, Fido and Shaw customers and 1.5% for everyone else.
Insurance
The card offers a range of insurance benefits, such as;
Extended Warranty and Purchase Protection: The Rogers Red World Elite Mastercard provides all cardholders with an extended warranty. This bonus offer is great if you want added warranty protection on top of a manufacturer’s warranty. With this coverage, you get double a manufacturer’s original warranty, with up to one extra year granted. Additionally, theft or damages to purchased items are covered for 90 days from the purchase date.
Rental Car Collision/Damage coverage: For up to 31 days
Out-of-Province/Out-of-Country Emergency Medical assistance: Up to $1 million for medical emergencies.
Trip Interruption and Cancellation: This insurance policy is one of the Rogers Red World Elite Mastercard’s unique perks. The card covers up to $5,000 for all insured persons combined on trip cancellations and interruptions.
Other Perks
In addition to cashback rewards and insurance coverage for your purchases, the Rogers Red World Elite Mastercard offers several other benefits:
Supports Apple, Google and Samsung Pay
Transaction monitoring and fraudulent activity alerts
Mastercard Zero Liability, which eliminates your liability for unauthorized card transactions
Travel insurance
Contactless payments within Canada and abroad
Costs and Fees
Annual fee: $0
Regular/purchase APR: 20.99% – 25.99%*
APR penalty (if you miss two payments in a calendar year): 25.99%*
Who should get the Rogers Red World Elite Mastercard?
Rogers Red World Elite Mastercard is ideal for Rogers customers because you get an additional 50% cashback. It’s even better if you’re a Rogers customer who travels regularly. Cardholders receive substantial travel benefits and rewards rates.
How much roes the Rogers Red World Elite Mastercard cost?
This Mastercard does not have any annual fees or fees for getting an additional card. Some transactions have costs like FX rates if you’re making purchases in another currency.
Is the Rogers Red World Elite Mastercard worth it?
Yes. This credit card provides a robust cashback program with up to 3% reward on qualifying US purchases and 2% cashback for Rogers customers, 1.5% for everyone else on other eligible transactions. However, this card might not be a good option for people who don't travel much or don't buy anything in US dollars.
Is the Rogers Red World Elite Mastercard safe?
This card is deemed secure by Rogers Bank due to the implementation of robust security measures. As a cardholder, you also have access to Zero Liability Protection, which protects you from having to pay for any illegal or fraudulent transactions that take place on your account.
General Terms
View terms for this card here.
Standard Interest rates for purchases: 20.99%
Standard Interest rates for cash advances: 22.99%
If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows:
Standard Rate for Purchases and Fees: 25.99%
Standard Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%
If your Account is opened with standard rates, your interest rates may, at our sole discretion, increase to the rate of 25.99% for Purchases and Fees and 27.99% for Cash Advances, Cash-like Transactions and Balance Transfers on the next Statement if you do not make the Required Payment by the due date any 2 times in a 12-month period. Required Payment means any past due amounts shown on a Statement plus the greater of: (a)
$10.00 PLUS current interest (excluding interest on Equal Payment Plans) and any other Fees; OR (b) 2% of your Statement Balance, excluding any Equal Payment Plan balance (or 5% of your Statement Balance, excluding any Equal Payment Plan balance, if you are resident in Quebec).