Scotiabank Passport Visa Infinite + Card

Scotiabank Passport Visa Infinite + Card Overview

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The Scotiabank Passport Visa Infinite + card is a rare credit card that boasts no foreign transaction fees. Cardholders earn up to 2 points across various spending categories, including groceries, restaurants, entertainment, and transportation.

In addition, as a new cardholder, you can earn up to 60,000 bonus Scene+ points in your first year with a minimum spend. Plus, the Annual Fee of $150 is waived for the first year, including the fee on supplementary cards.

With the Scotiabank Passport Visa Infinite + card, you can access exclusive Visa Infinite + benefits. This includes the Visa Infinite Concierge Service, Visa Infinite Hotel Collection, and Visa Infinite Dining and Wine Country program.

The card also comes with several complimentary memberships for Priority Pass and Avis. Besides these perks, you will also receive over five insurance options, purchase protection, and an extended warranty.

Rewards

Welcome Bonus

New holders of the Scotiabank Passport Visa Infinite + card can earn:

Earn 40,000 bonus Scene+ points by making at least $2,000 in everyday eligible purchases in your first 3 months.
Earn 10,000 bonus Scene+ points by making at least $10,000 in everyday eligible purchases in your first 6 months.
Plus, as a Scotiabank Passport Visa Infinite + cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday eligible purchases annually.

Conditions apply. Offer ends August 3, 2026.

Points

The Scotiabank Passport Visa Infinite + card’s reward structure is as follows.

1 Scene+ point for every $1 you spend on eligible travel purchases. Plus, earn an extra 3 Scene+ points for every $1 you spend on hotels and car rentals when you book through Scene+ Travel, Powered by Expedia.
3 points at Sobeys, Safeway, Foodland, participating IGA and co-ops, and more.
2 points on dining out and other eligible grocery stores.
2 points on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.
2 points on eligible transit options, including rideshare, buses, taxis, subways, and more.
1 point on all other eligible purchases.

Travel Insurance

Your Scotiabank Passport Visa Infinite + card will provide the following coverage.

Travel emergency medical insurance: covers eligible persons under age 65 for 25 consecutive days
Flight delay insurance: a reimbursement for accommodation and meals when you charge 75% of the total ticket cost to your card.
Trip cancellation/trip interruption insurance: protects your travel investment when you charge 75% of the total ticket cost to your card.
Delayed and lost baggage insurance: covers you for necessary expenses when you charge the total air ticket cost to your card.
Hotel/motel burglary insurance: protects you if your hotel or motel is burglarized.
Rental car collision loss/damage insurance: covers you for theft, loss, or damage to your rental car.
Travel accident insurance: covers you for accidental death and dismemberment when you charge 75% of your ticket cost to your card.

Other Perks

Get up to 10¢/L in value on fuel purchases at Shell stations.
Complimentary Priority Pass™ and Avis® Preferred Plus memberships.
Six free lounge visits are permitted per year worldwide and access to Plaza Premium Lounges.
Visa Infinite Concierge Service for planning a trip, making restaurant reservations, or securing show tickets.
Visa Infinite Hotel Collection benefits, such as automatic room upgrades and free Wi-Fi in your hotel room.
Visa Infinite Dining and Wine Country program for exclusive dining.
Easy travel bookings with Scene+ Travel.
Purchase protection for 90 days.
Extended warranty for up to one additional year on a manufacturer’s standard warranty.

Costs and Fees

Annual fee: $150 (waived for the first year)
First supplementary card fee: $0/year ($50/year on each additional card)
The interest rate on purchases: 20.99%
Cash advance interest rate: 22.99%
Minimum credit limit: $5,000
Foreign transaction fee: 0%

FAQs about the
Scotiabank Passport Visa Infinite Card

Should I Get the Scotiabank Passport Visa Infinite + Card?

This card should be on your radar if travel abroad several times a year. You will not only avoid the 2.5% charge for foreign transactions but also benefit from exclusive lounge access and several insurance perks.

How Do I Qualify for the Scotiabank Passport Visa Infinite + Card?

To be approved for the Scotiabank Passport Visa Infinite + card, you must:

Have a permanent Canadian residency
Be the age of majority in your province or territory of residence
Meet the minimum annual income requirements
Have a credit score of at least 660

What’s the Annual Fee and Income Requirement for This Card?

The Scotia Passport Visa Infinite + has an annual fee of $150. As for the income requirements, you must either have a:

A personal annual income of at least $60,000,
Annual domestic income of at least $100,000, or
Assets under management of at least $250,000

Is the Welcome Offer for a Limited Time Only?

Yes. It is subject to expire on July 1, 2026.

What Does the Scotia Passport Visa Infinite + Card Offer for Rewards?

The Scotia Passport Visa Infinite + card offers Scene+ points on every purchase:

2 points on groceries, dining, entertainment, daily transit, and
1 point on every other eligible purchase

What Can I Redeem My Points for Besides Travelling?

You can redeem your points for experiences, gift cards, merchandise, and statement credits. However, these items won’t offer as much value as when you redeem your points for travel. The point’s value for travel redemptions is 1 cent each.

What’s the Foreign Exchange Fee for the Scotiabank Passport Visa Infinite + Card?

The Scotiabank Passport Visa Infinite + card doesn’t carry foreign exchange fees, which is rare for a credit card. You will save the standard 2.5% charge on purchases made outside Canadian in a foreign currency.