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Receive Up To 10% Bonus Cash During Your First 4 Months - Claim this offer

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  • $0 Annual fee
  • 10% Welcome Bonus
  • 4% Rewards Rate
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Receive Up To 10% Bonus Cash During Your First 4 Months - Claim this offer

Simplii Financial Cash Back Visa Card Overview

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The Simplii Financial™ Cash Back Visa Card is Canada’s richest cash-back Visa Card with no annual fee. Enjoy great rewards by using it when dining at a restaurant, filling your gas tank, buying groceries, and so much more.

You can add up to three additional cardholders and earn cash back quicker. The spending limit for each user can be set, adjusted or removed by the primary user of the card.

**Special offer

Get 9.99% interest on purchases for six months, then get 19.99% after that. **Special offer conditions are below.

Welcome offer

For the first four months, receive 10% cash back* at restaurants and bars up to $500 spend, then get 4% cash back afterwards. **Promotion conditions are below.

Things to keep in mind:

  • You won’t get charged interest on new purchases if your balance is paid in full by the payment due date every month.
  • Your payment due date is 21 days from your monthly due date.
  • To avoid increasing interest rates, make monthly payments on time.
  • You will get interest charges on Cash Advances, Balance Transfers or Convenience Cheques.

Essential information

Network

Visa

Simplii Financial Cash Back Visa Card 1 - Comparewise

Provider

Simplii Financial

Card type

Cash Back Visa Card

Rewards

  • Earn 4% cash back on eligible restaurant, bar and coffee shop purchases up to $5,000 per year – after that, you get unlimited 0.5%.

Insurance

  • Purchase Security and Extended Protection Insurance
  • CIBC Payment Protector™ Insurance for Credit Cards (optional extra)
  • CIBC Travel Medical Insurance (optional extra)

Other perks

  • The ‘click’ feature allows you to pay instantly and securely without entering 16-digit card numbers and passwords and filling out forms when purchasing online.
  • Receive cash back when you send a Simplii Financial Global Money Transfer and pay using your Cash Back Visa Card. There are no transaction fees and interest as long as full payment of the balance is by the payment due date for that statement. 
  • Shop securely with the chip and pin technology that notifies you about any suspicious activity on your card.
  • Pay using your mobile wallet (Apple Pay, Google Pay™ or Samsung Pay®).
  • Earn $50 when you refer a friend, and they get the Simplii Financial Cash Back Visa Card or any eligible product connected to your new referral unique.
  • No limit to the $50 you can earn (subject to the Simplii Financial Refer a Friend Program Terms & Conditions).
Simplii Financial Cash Back Visa Card - Comparewise

Cost and fees

  • $0 Annual fee for the primary holder and up to 3 additional card holders.
  • 19.99% Purchase Interest Rate
  • 22.99% Cash Interest Rate
  • $15,000 minimum household income

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FAQs about the
Simplii Financial Cash Back Visa Card

What Is The Simplii Financial Cash Back Visa Card?

The Simplii Financial Cash Back Visa Card is Canada's richest cash-back Visa Card with no annual fee. Enjoy great rewards by using it when dining at a restaurant, filling your gas tank, buying groceries, and so much more.

What Are the Requirements for The Simplii Financial Cash Back Visa Card?

To get the Simplii Financial Cash Back Visa Card, you must have a minimum credit score of 650 and a minimum annual household income of $15,000.

What Are The Fees Associated With The Simplii Financial Cash Back Visa Card?

The Simplii Financial Cash Back Visa Card has a $0 annual fee. The Purchase Interest is 19.99%, while Cash Advances, Balance Transfers and Convenience Cheques are 22.99%. For a detailed version of rates and fees, click here.

Can My Additional Card Holders Earn Cash Back?

The primary owner and three additional card holders can earn cash back using the Simplii Financial Cash Back Visa Card.

General Terms

*Cashback offer conditions This 10% cash back offer (applies an incremental 6% cash back to the 4% cash back already awarded) on eligible restaurant, bar and coffee shop purchases is available to new cardholders who apply and are approved for the Simplii Financial Cash Back Visa Card. The 6% incremental cash back applies on eligible restaurant, bar and coffee shop purchases made during your first four monthly statement periods beginning from your account open date or $500 in a total restaurant, bar and coffee shop purchases (equal to $30 cash back), whichever comes first. This offer will not result in any changes to the 4% cash back already earned on restaurant, bar and coffee shop purchases, and those purchases will be included within the $5,000 annual spend limit that earns 4% cash back. This offer may be withdrawn or changed without prior notice at any time. Simplii Financial may, in its sole discretion, disqualify, limit or revoke this offer if you are believed to be abusing or manipulating it or engaging in any suspicious or fraudulent activity. **Special Offer Conditions This offer applies to the Simplii Financial™ Cash Back Visa* Card. You must apply and be approved for a new eligible card between May 1, 2022, and October 31, 2022, to qualify for this offer. If you apply and are approved for a new eligible card, you will receive the introductory annual interest rate for purchases of 9.99% for the first six (6) monthly statement periods after your account is opened. After this promotional period, your annual interest rate for purchases will be increased to the regular annual interest rate for purchases of 19.99%. This offer does not apply to the annual interest rate for Cash Advances, Balance Transfers and Convenience Cheques. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments or convenience cheques. If you miss one Required Payment, you will lose the benefits of your promotional Purchase interest rate and any outstanding Balance applicable to Purchases on your account will then be subject to the regular Purchase interest rate of 19.99%. The increase would be effective in the next statement period following the missed payment. Offer applies to newly approved card accounts only. This offer is not transferrable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it or are engaged in any suspicious or fraudulent activity, as determined by Simplii Financial in its sole discretion.

Simplii Financial Cash Back Visa Card Details

Provider
Simplii Financial
Network Provider
Visa
Card Type
Rewards
Rewards Type
Cashback
Annual Fee
$$0
Purchase Interest Rate
19.99%
Cash Advance Rate
22.99%
Balance Transfer Rate
22.99%
Credit Needed
Fair (560 - 659)
                                                                                                                    

Simplii Financial Cash Back Visa Card Offices

Phone Number
1-888-723-8881
Email
talktous@simplii.com
Hours
Monday - Friday: 09:00 AM - 05:00 PM
Address
532 Main St North Montague Prince Edward Island C0A1R0 CA
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Simplii Financial Cash Back Visa Card Card Details
  • Min. Credit :
    Fair (560 - 659)
                                                                    
  • Card Type : Rewards
  • Reward Type : Cashback
  • Providers : Simplii Financial
  • Network Provider : Visa
Simplii Financial Cash Back Visa Card Social Media
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