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Can be used wherever Visa debit cards are accepted - Claim this offer

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Can be used wherever Visa debit cards are accepted - Claim this offer

Vanilla Prepaid Visa Card Overview

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Using a credit card will always impact your credit score. Whenever this impact is negative, it can affect your eligibility for future loans and grants. This is where the Vanilla Prepaid Visa Card comes in.

This card is just like a regular gift card with which you can shop in online stores. The major difference is that it works on the Visa network. Before you jump on this prepaid card, take a moment to peruse this article to gain in-depth knowledge about the card.

Vanilla Prepaid Visa Card overview

The Vanilla Prepaid Visa Card acts as a gift card that you can use for online purchases. The card is prepaid, which means that the amount you want on the card is the same as the cost of getting the card.

So, a $250 Vanilla Prepaid Visa Card will contain a total amount of $250 in it. This is the same for all other denominations. Also, whenever you run out of money on your card, you can simply get another prepaid card. This way, you can have many prepaid cards at your disposal.

To access this prepaid card, visit any retail shop like Walmart or pharmacies online, and you’d process and receive the card instantly. You do not need to schedule an appointment with any financial institution.

Vanilla Prepaid Visa Card Denominations

  • Vanilla $50 prepaid Visa.
  • Vanilla $75 prepaid Visa.
  • Vanilla $100 prepaid Visa.
  • Vanilla $150 prepaid Visa.
  • Vanilla $250 prepaid Visa.
How to Activate a Vanilla Prepaid Card - comparewise

Essential information

Listed below is essential information that every Vanilla Prepaid Visa Cardholder should know.

Network

Visa

Provider

Vanilla

Card Type

Prepaid Visa

Rewards

The benefits that this card offers are explained as follows:

$0 Maintenance Charges

The card maintenance for this prepaid visa card is free. You do not have to pay a dime on maintenance after purchasing the card till you exhaust all the funds in it.

No Need For Personal Identification Number (PIN)

This is another amazing reward for using a Vanilla prepaid visa card. Your PIN isn’t a requirement. So, it is a great opportunity to get your hands on a visa card if you’re below 18.

No Credit Score Requirement

Getting a traditional Visa Card usually requires a good credit score. However, this prepaid visa card doesn’t have this as a requirement. Whether your credit score is above average or too low, you can get the card.

Shop Online

All denominations of vanilla Visa gift cards can be used for online shopping. However, not all stores accept it like traditional Visa cards.

Card Doesn’t Expire

Unlike regular visa cards out there, the vanilla prepaid visa doesn’t have an expiration date. However, the card is not reloadable. So, once you’ve used up the amount in it, you have to buy another.

Easy Access

You can access this prepaid card easily. Since you don’t have to visit any financial institution, the entire process of getting this card can be completed within minutes at most retail shops.

Costs and Fees

Using the vanilla prepaid visa is free. It’s like having money in your pocket and paying your bills with it. Like the wallet in your pocket won’t be charged, neither will the prepaid card.

However, foreign transactions on this card attract 2.5% charges per transaction. Also, you’d have to pay a card activation fee between $3.95 and $8.95, depending on the card denomination you buy.

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FAQs about the Vanilla Prepaid Visa Card

What are the drawbacks of the Vanilla Prepaid Visa Card?

The drawbacks of this card include its non-reloadable feature, fund limit, no withdrawals, and 2.5% charges on foreign transactions. You cannot add money to your card like you would if it were a traditional Visa credit or debit card. Also, you cannot make withdrawals from the card.

What are the alternatives to the Vanilla Prepaid Visa?

The alternatives to this card are Vanilla prepaid Mastercard, Vanilla Reloadable Prepaid, and non-Vanilla prepaid cards. These include the EQ Bank Reloadable Mastercard, the KOHO Prepaid Mastercard, the Neo Money Card, and more. Unlike Vanilla Prepaid Visa, some of these cards offer cash back, unlimited balances, and cash withdrawals, among other perks.

How can I check my Vanilla Prepaid Card balance?

To check your balance, you'd have to dial the Visa customer service line at 1-844-864-6951 or visit the Vanilla website. Whichever option you go for, you'll need to provide your card details. These are your names and the numbers on the card. This information about your card is sensitive.

Are there reloadable Vanilla Prepaid Cards?

Yes. Vanilla has a reloadable card option. This is like a regular card, that you can add money to at any time. However, it doesn't belong to any financial institution. So, It's like a traditional card with a touch of gift card features.

Can I make purchases on Amazon with my Visa prepaid card?

Yes. You can shop on Amazon and other online marketplaces using the card. Many online shop owners on Amazon accept Visa card payments. To complete your transactions on Amazon and other online stores, you'd need to enter your card information.

Vanilla Prepaid Visa Card Details

Network Provider
Visa
Card Type
Guaranteed, Secured
Annual Fee
$$0
Credit Needed
Poor (300 - 559)
                                                                                                                    

Vanilla Prepaid Visa Card Offices

Phone Number
1-877-770-6408
Email
info@thebancorp.com
Hours
Monday-Friday, 8 a.m. to 8 p.m. ET
Website
Address
409 Silverside Road Wilmington Delaware 19809 USA
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December 31, 2023

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Vanilla Prepaid Visa Card Card Details
  • Min. Credit :
    Poor (300 - 559)
                                                                    
  • Card Type : Guaranteed, Secured
  • Network Provider : Visa
Vanilla Prepaid Visa Card Social Media
Vanilla Prepaid Visa Card Reviews
2.5 average based on 1 reviews
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