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Walmart Rewards World Mastercard Overview

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The Walmart Rewards World Mastercard allows you to earn while you shop on Walmart and Walmart ca. Aside from giving you a welcome bonus of about $25 and an annual reward of about $257, it comes with zero annual fees. Also, there are other juicy opportunities, such as getting 3% back pre-tax in both Walmart stores and online.

Pros and cons of Walmart Rewards World Mastercard

If you’re wondering if this MasterCard is for you, here is a breakdown of its strong sides and downsides.

Pros of Walmart Rewards World Mastercard

  • $25 welcome bonus.
  • $257 annual rewards redeemable.
  • Earn rewards on a gas purchase.
  • Earn rewards while shopping on the platform online or offline without paying annual fees.
  • Insurance is available, and you can get extended warranty protection periods.
  • Get access to all the features of Walmart rewards Mastercard and more.

Cons of Walmart Rewards World Mastercard

  • Some customers complain about poor customer service.
  • Unexpected monthly charges are sometimes termed ‘extended warranty charges.’
  • An eligibility requirement is a high income of $60,000 for an individual or $100,000 for a household.
  • Rewards can only be redeemed in an increment of  $5.

Is the Walmart Rewards World Mastercard right for you? Our verdict

If you shop at Walmart’s website and outlets in Canada and when travelling, you should use the Walmart World Mastercard. It’s not flawless, but you’d be getting lots of benefits compared to other MasterCards with similar zero annual fee features. Another icing on the cake is the 1:1 Walmart dollar-to-Canadian dollar exchange.

Walmart Rewards World Mastercard Rewards

Walmart Rewards World Mastercard is great for earning rewards as you shop. These earned rewards can be redeemed and used to make purchases online or in Walmart stores. They are:

  • A welcome bonus of $25. This is a sum of the $15 you earn after making one purchase and the $10 after signing up.
  • Earn $257 redeemable net annual rewards by spending a minimum of $24,000.
  • Extended warranty protection periods are available for customers.
  • Earn 1.07% on all spending as you shop.
Walmart rewards world mastercard - comparewise

Perks of using the Walmart Rewards World Mastercard

This MasterCard comes with some benefits that might just be what you’re looking for. They are as follows:

  • About 90 days of purchased protection.
  • About 2 years extended warranty.
  • Redeemable rewards are earned on all purchases including gas.
  • Protection against fraud.
  • All features of Walmart rewards Mastercard are available.
  • About 21 days grace period as interest-free.

Walmart Rewards World Mastercard fees

There are no fees associated with using this credit card.

  • Zero annual fees.
  • Zero fees for extra cards.

Walmart Rewards World Mastercard interest rates

The interest rate charged for a cash advance, purchases, or balance transfer while using this Mastercard is as follows:

  • 22.97% for a cash advance.
  • 19.89% for purchase.
  • 22.97% for a balance transfer.

How to use Walmart Rewards World Mastercard

To use this master card, you need to first meet the eligibility requirements, understand how to use the card, and know which stores accept the card.


You’re eligible if you check the following:

  • You’re from Quebec, Canada.
  • You’re 18 years or above
  • Have a credit score between 760 and 900.
  • Have a minimum personal income of $60,000 per annum or a minimum annual household income of $100,000.
  • Haven’t gone bankrupt within the last 7 years.


  • The first step is to apply for the Walmart Rewards World Mastercard at Walmart stores or walmart.ca.
  • Once your request is approved, log into your account to activate your Mastercard. Alternatively, you can dial the activation number.
  • Review the terms and conditions.
  • Receive your $10 sign-up bonus then make one purchase to earn the rest of the $15 as part of your $25 welcome bonus.
  • Earn while you shop in offline stores or online.
  • Keep track of your spending and how much reward you’ve earned.


The Walmart Rewards World Mastercard is accepted in the following places:

  • All online stores that accept Mastercards.
  • Walmart stores.
  • Walmart.ca (online).
  • Supercenters.

Alternatives to Walmart Rewards World Mastercard

The alternatives to this MasterCard are as follows:

Walmart Rewards World Mastercard vs. Walmart Rewards Mastercard

Walmart Rewards Mastercard works similarly to Walmart Rewards World Mastercard without the pro features that the latter has. They share the following similarities and differences:


  • No annual fees.
  • $25 welcome bonus.


  • The Walmart Rewards Mastercard doesn’t have the insurance prote tion that the Walmart Rewards World Mastercard comes with.
  • There’s no income limit to become eligible for the Walmart Rewards Mastercard, unlike the Walmart Rewards World Mastercard.
  • Pays a lesser redeemable reward of 1% on spending on Walmart stores.

Walmart Rewards World Mastercard vs. Neo Card

Neo cards share the following similarities and differences with Walmart Rewards World Mastercard.


  • Zero annual fees.
  • The ‘Mastercard’ tag.
  • Can be used in Canada.


  • $30 welcome bonus.
  • 5% percent reward rate on spending.

Walmart Rewards World Mastercard vs. KOHO

KOHO is another Mastercard that can serve as an alternative to Walmart Rewards World Mastercard.


  • Available to Canadian residents.
  • Price protection service available.


  • Annual fees of $84.
  • Welcome bonus of $20.
  • 6% reward rate on spending.

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FAQs about the Walmart Rewards World Mastercard

What is the credit limit for a Walmart Reward World Mastercard?

The credit limit is dependent upon your credit history and annual income. It could be lower than $5,000 or just about that at times.

Can the Walmart Reward World Mastercard be used everywhere?

Yes. The Walmart Reward World Mastercard can be used everywhere that other MasterCards are accepted. This includes Walmart. CA, Walmart stores, etc.

Is it possible to withdraw funds from my Walmart Reward World Mastercard?

Yes. However, the amount you can withdraw per day is limited for security reasons. As such, you can withdraw a minimum of $400 via teller or $500 from an ATM per day.

Walmart Rewards World Mastercard Details

Network Provider
Card Type
Rewards Type
Cashback, Specialty
Annual Fee
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Rate
Credit Needed
Good (660 - 724)

Walmart Rewards World Mastercard Offices

Phone Number
Monday to Saturday 8 am – 10 pm (EST) and Sunday 10 am - 9 pm (EST)
P.O. Box 217 Orangeville ON L9W 2Z6 Canada
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Walmart Rewards World Mastercard Card Details
  • Min. Credit :
    Good (660 - 724)
  • Card Type : Rewards
  • Reward Type : Cashback, Specialty
  • Providers : Walmart
  • Network Provider : Mastercard
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