Consumer Reporting Act Definition: The Consumer Reporting Act offers a level of protection for consumers considering various businesses for products or services. This Act provides updates to registered consumers, which provides notifications and updates based on personal information, updates that may have a negative impact on a customer, such as a product recall or change, and an extension of credit.
Personal information may refer to payment history, information change, or other details. In some cases, disclosure is not required, though some details must be disclosed based on the type of business or company. The Consumer Reporting Act ensures that consumers receive the pertinent information as required by the industry and legally required.
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