Credit Counselling

What is credit counselling?

Credit Counselling Definition: Credit counselling is a service provided by specialists to help clients manage money, pay off debt, and budget for future improvements. The primary aim of a credit counsellor is to help people avoid bankruptcy or other financial problems by setting up a plan to manage debt and improve their credit score and rating.

Credit counsellors often negotiate with debt collectors to reduce interest rates and make other proposals to help customers pay off debt faster and based on their affordability.

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