Dealership Financing

What is dealership financing?

Dealership Financing Definition: Financing through a dealership is an alternative to bank financing, which often involves the dealership completing a number of tasks and negotiations on your behalf. In many cases, individuals will opt for dealership financing if they are not approved by their bank or financial institution due to a lack of credit or poor credit history.

When you apply for credit through a dealership, they will negotiate with multiple lenders on your behalf, which saves you time and effort. In many situations, dealership financing may find a better interest rate and favorable options to meet your financial needs and circumstances.

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