What are the minimum requirements to qualify for home insurance?

The minimum requirements can differ from insurer to insurer. Typically, the primary consideration would be to ensure that your bills, debt repayments, and monthly living costs do not exceed a certain percentage of your gross household income.

It may also be required that the insured property is in Canada, the purchase price of your home is within a certain range, and the minimum on the property down payment comes from your own resources.

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