What credit score do you need to get a mortgage?

As a minimum, lenders usually require a credit score of 600 and above, as well as a credit history of at least one year. Your credit score is an indicator of your financial health and plays a vital role in whether you qualify for a mortgage with a favourable interest rate. 

If you have a lower credit score, it may still be possible to obtain a mortgage. By completing our online questionnaire, Comparewise can introduce you to the correct lender for your needs.

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