What credit score do you need to get a mortgage?

As a minimum, lenders usually require a credit score of 600 and above, as well as a credit history of at least one year. Your credit score is an indicator of your financial health and plays a vital role in whether you qualify for a mortgage with a favourable interest rate. 

If you have a lower credit score, it may still be possible to obtain a mortgage. By completing our online questionnaire, Comparewise can introduce you to the correct lender for your needs.

Read other Q&As

• What personal information do I need to provide to get a mortgage?
• Can Comparewise help me get mortgage isnurance as well?
• Can I get a joint mortgage?
• How do I apply for a mortgage?
• How do I get the best mortgage rate?