What is the longest mortgage term I can get?

This can differ from lender to lender. However, it is worth noting that there are two important periods related to every mortgage: the term, which represents how long your mortgage agreement at the agreed-upon interest rate will be in effect; and the amortization period, which is how long it will take to fully pay off your mortgage. 

The average mortgage term in Canada is 5 years, with a range of six months to ten years possible. The amortization period for most Canadian mortgages is 25 years while the maximum is 30 years.

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