You will need to provide our partner insurers with information regarding your age, health, lifestyle, finances, and dependents. This information will be used to assess how much coverage you should receive and what your monthly premiums will be.
Our vetted insurance providers will ask you to answer some medical questions, undergo a medical exam, or sign a release form for access to your medical records. Those with poor physical health would be considered a higher risk. As a result, the insurer may offer you less cover at a higher monthly premium to compensate for this risk.
Our partner insurers will also examine your income and current financial situation and may carry out a criminal record check.