Who can see your credit report?

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Your credit scores as well as your credit reports are available to a wide variety of different types of companies. As a general rule, you should operate on the assumption that a company may access your credit if it has a valid business requirement.

The following is a list of some of the businesses and people that may be able to get your reports or a score for you: Banks, Creditors, Student Loan Providers, Utility Companies, Insurance Companies, Landlords, Employers, Collection Agencies, Government Agencies, and Any entity that has a Court Order.

Who can see your credit report?

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